Due to different medical expenses, different ages, different personal wages and different local average wages, the final compensation amount is also different. Based on the monthly salary of 4,000 yuan, the fourth-grade disabled unit is expected to compensate 1 10,000-10.5 million yuan (excluding medical expenses).
The relevant provisions on the treatment of four-level industrial injuries are as follows: one-time disability allowance is paid by the industrial injury insurance fund according to the disability level, and the standards are as follows: the fourth-level disability is my salary 18 months; Pay the disability allowance monthly from the industrial injury insurance fund. The standard is: level 4 disability is 75% of my salary. If the actual amount of disability allowance is lower than the local minimum wage standard, the industrial injury insurance fund will make up the difference; Workers with work-related injuries who reach retirement age and go through retirement formalities will stop receiving disability allowance and enjoy basic old-age insurance benefits. If the basic old-age insurance benefits are lower than the disability allowance, the industrial injury insurance fund will make up the difference. If an employee is identified as a four-level disability due to work-related disability, the employer and the employee shall pay the basic medical insurance premium on the basis of disability allowance.
The degree of injury caused by the fourth-degree industrial injury is very great. Many people are identified as four-level work-related injuries after being injured, and will begin to pay compensation after a period of treatment and rehabilitation.
How much does the work-related injury level 4 unit have to pay?
Once a worker is injured at work, it is a work-related injury. According to relevant laws and regulations, relevant compensation is required. How much does the employee of the employer need to pay after the fourth-level industrial injury? Next, China Travel. Com has compiled the following contents to answer your questions, hoping to help you.
How much does the work-related injury level 4 unit have to pay?
Grade 4 disability: one-time disability allowance: 2 1 month salary; One-time medical subsidy for work-related injury: 12 months salary; Disability allowance: 75% of my monthly salary. The compensation is about 600,000 to 900,000. This compensation amounts to hundreds of thousands. The specific compensation depends on the age of the injured person and whether he has purchased work-related injury insurance.
I. Medical expenses
Workers with work-related injuries should seek medical treatment in medical institutions that have signed service agreements. In case of emergency, they can go to the nearest medical institution for first aid. If the expenses required for work-related injury treatment meet the catalogue of work-related injury insurance diagnosis and treatment items, the catalogue of work-related injury insurance drugs and the hospitalization service standard of work-related injury insurance, they shall be paid from the work-related injury insurance fund. Workers with work-related injuries who treat diseases caused by non-work-related injuries do not enjoy medical treatment for work-related injuries, and are treated according to the basic medical insurance method.
Second, the cost of life care.
Thirty-fourth workers with work-related injuries who have been assessed as disabled and confirmed by the labor ability appraisal committee need life care, the work-related injury insurance fund will pay the life care fee on a monthly basis.
Life care fees are paid according to three different levels: completely unable to take care of themselves, mostly unable to take care of themselves or partially unable to take care of themselves, and their standards are 50%, 40% or 30% of the average monthly salary of employees in the overall planning area respectively.
Three. Treatment during work-related injury treatment
Article 33 If an employee suffers from an accident or occupational disease at work and needs to be suspended from work to receive work-related injury medical treatment, the original salary and welfare benefits will remain unchanged during the paid suspension, and the unit where he works will pay him monthly.
Four, hospital food subsidies, transportation and accommodation.
Food subsidies for hospitalization of workers with work-related injuries, and certificates issued by medical institutions and approved by agencies. The transportation and accommodation expenses required for workers with work-related injuries to seek medical treatment outside the overall planning area shall be paid by the work-related injury insurance fund, and the specific standards for fund payment shall be stipulated by the people's government of the overall planning area.
Five or four levels of compensation standards for work-related injuries and disabilities
The Trial Measures of Industrial Injury Insurance for Enterprise Employees issued by the former Ministry of Labor 1996 clearly stipulates the scope of industrial injury. Workers who are injured, disabled or killed due to one of the following circumstances shall be recognized as work-related injuries, the scope of which is:
1, engaged in the daily production and work of the unit or the work temporarily designated by the person in charge of the unit, in case of emergency, although not designated by the person in charge of the unit, but directly related to the major interests of the unit.
2, with the arrangement or consent of the person in charge of the unit, engaged in scientific experiments, inventions and technological improvements related to the unit.
3. Occupational diseases caused by exposure to occupational harmful factors in production and working environment.
4. In the production and working hours and areas, accidents caused by unsafe factors, or sudden illness due to work pressure, lead to death or complete loss of working ability after the first rescue treatment.
Four-level industrial injury appraisal standard
1) Moderate mental disorder;
2) People who lack social skills due to psychotic symptoms;
3) Muscle strength of single limb paralysis ≤ Grade 2;
4) The muscle strength of partial muscle paralysis in both hands is ≤ Grade 2;
5) Muscle strength of one-handed paraplegia ≤ 2;
6) cerebrospinal fluid leakage with skull base bone defect can not be repaired or repeated operation failure;
7) Moderate facial disfigurement;
8) The scar area of the whole body is ≥60%, and the motor function of the main joints of limbs 1 joints is limited;
Legal basis:
Regulations on industrial injury insurance
Thirty-fifth workers who are disabled due to work are identified as first-class to fourth-class disabilities, retain their labor relations, quit their jobs, and enjoy the following benefits:
(a) according to the level of disability from the industrial injury insurance fund to pay a one-time disability allowance. The standard is: 27 months' salary for first-degree disability, 25 months' salary for second-degree disability, 23 months' salary for third-degree disability and 2 1 month salary for fourth-degree disability;
(2) Pay the disability allowance from the industrial injury insurance fund on a monthly basis. The standard is: 90% of my salary for first-degree disability, 85% for second-degree disability, 80% for third-degree disability and 75% for fourth-degree disability. If the actual amount of disability allowance is lower than the local minimum wage standard, the industrial injury insurance fund will make up the difference;
(3) After the workers with work-related injuries reach retirement age and go through retirement formalities, they will stop paying disability allowance and enjoy basic old-age insurance benefits in accordance with relevant state regulations. If the basic old-age insurance benefits are lower than the disability allowance, the industrial injury insurance fund will make up the difference.
Workers who are disabled due to work are identified as one to four levels of disability, and the employer and individual employees pay the basic medical insurance premium on the basis of disability allowance.
Thirtieth employees who suffer from accidents or occupational diseases at work shall enjoy medical treatment for work-related injuries.
Workers with work-related injuries should seek medical treatment in medical institutions that have signed service agreements. In case of emergency, they can go to the nearest medical institution for first aid.
If the expenses required for work-related injury treatment meet the catalogue of work-related injury insurance diagnosis and treatment items, the catalogue of work-related injury insurance drugs and the hospitalization service standard of work-related injury insurance, they shall be paid from the work-related injury insurance fund. The catalogue of work-related injury insurance diagnosis and treatment items, the catalogue of work-related injury insurance drugs and the hospitalization service standard of work-related injury insurance shall be stipulated by the social insurance administrative department of the State Council in conjunction with the health administrative department of the State Council, the food and drug supervision and management department and other departments.
Food subsidies for hospitalization of workers with work-related injuries, and certificates issued by medical institutions and approved by agencies. The transportation and accommodation expenses required for workers with work-related injuries to seek medical treatment outside the overall planning area shall be paid by the work-related injury insurance fund, and the specific standards for fund payment shall be stipulated by the people's government of the overall planning area.
Workers with work-related injuries who treat diseases caused by non-work-related injuries do not enjoy medical treatment for work-related injuries, and are treated according to the basic medical insurance method.
The expenses for work-related injury rehabilitation treatment for workers with work-related injuries to medical institutions that have signed service agreements shall be paid by the work-related injury insurance fund if they meet the requirements.