The risk of black swan is never far from you.

This sentence is mainly aimed at the epidemic.

The sudden outbreak of the epidemic really depressed the account for some time. Originally, I wanted to clear my position at the end of the year, return some blood and continue to invest for 20 years. The results were not implemented in time, which led to the delay in clearing the warehouse and returning blood.

Lesson: investment should strictly implement its own investment plan and act according to the rules. Don't always think about "selling better".

2,

Bullets must be all the time.

Looking back on the plunge in February-March, I am still very brave and dare to start a new fixed investment, but the amount is not much. The problem is that it is limited by the principal.

It is too important for investment to have bullets ready at all times.

Lesson: cash reserves need to be further strengthened; The concept of location also needs to be implemented continuously.

3,

A good goal trumps everything.

In March, I began to invest in two funds, one is the bank, and the other is the simplest Shanghai and Shenzhen 300, both of which are weekly investments, but the returns are very different. The former is currently only 7%, while the Shanghai and Shenzhen 300 have already gone 20%.

A good goal and a good trajectory are really your weapon to win.

Planning: 202 1, do a good job in fund allocation, choose a good fund, and cultivate a win.

4,

Even if you are lucky, you will earn less with your strength for things that are not in your ability circle.

This is mainly for convertible bonds and Hong Kong stocks.

Some convertible bonds are really sold and take off as soon as they are sold;

Hong Kong stocks hit a new high, and US stocks with poor targets gave up Tucki and Shell early. ...

The reason for selling flying is that I don't understand the logic of ups and downs and haven't analyzed it.

Experience: Not only should we bend down to pick up the steel shovel, but we should also strive to expand the value brought by luck.

5,

Find a comfortable way to invest.

This year's shock, plunge, and good, all kinds of emotions have experienced once.

When you plummet, you pretend to be dead and don't look at your account for a long time;

When there is a shock, I regret not buying more when I go up, and I regret not buying in this position when I go down. ...

Emotional ups and downs are quite big, but in fact, time has lengthened and it's nothing.

Off-site fixed investment, small goals and automatic redemption based on valuation are the ways I feel more comfortable after practicing this year.

On the one hand, fixed investment relieves emotional anxiety;

On the other hand, if the redemption is up to standard, there will be new cash flow, and you can buy more suitable targets.

So I hoarded 20 small target service cards at one time.

Well, let's wait for a new round of follow-up next year.

Cross the river by feeling the stones and find your own way in the market;

Keep learning, find a good goal and win.

Come on! 202 1 year!