Fund management fees and fund custody fees are usually drawn according to a certain proportion of the net asset value of the fund on the valuation date, calculated daily and accumulated to the end of the month, and paid monthly. The more developed the fund industry, the lower the fund custody fee rate, and the higher the fund custody fee rate in emerging market countries and regions. The international custody fee rate is usually around 0.2%. The current annual rate of fund custody fee in China is 0.25%.

Generally speaking, the sales commission rate of bank wealth management products is about 0.2%, and the custody rate is about 0.05%. This is a very common charging method for investment products in the industry, but many investors don't know that it may be far from the whole bank's charging. More expenses are taken away by banks in the name of investment management fees, and the source is that the actual income exceeds the expected maximum income.