In our daily life, the provident fund usually refers to the housing provident fund, which is the housing savings paid by employees for a long time during their employment. Do you know that you can open a new account after the provident fund is closed? In order to help you better understand the relevant legal knowledge, we have sorted out the relevant contents. Let's take a look. I. Can I re-open an account after the cancellation of the provident fund account? After the cancellation of the housing provident fund account, I can re-apply for the provident fund account, and the unit can go through the account opening procedures at the provident fund center. (1) Housing accumulation fund refers to the long-term housing savings paid by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions, private non-enterprise units, social organizations and their employees. (2) The housing provident fund account is a special bank account, which is different from the bank settlement account (including basic households and general households). When opening a housing provident fund account, don't confuse it with a settlement account. You should go to the housing provident fund center to go through the formalities first, and then go to the selected bank to open an account. Article 15 of the Regulations on the Management of Housing Provident Fund, if a unit hires employees, it shall handle the deposit registration with the housing provident fund management center within 3 days from the date of employment, and handle the procedures for the establishment or transfer of employee housing provident fund accounts. Where the unit terminates the labor relationship with the employee, the unit shall, within 3 days from the date of termination of the labor relationship, handle the change registration with the housing provident fund management center, and handle the transfer or sealing procedures of the employee housing provident fund account. Second, what are the conditions for withdrawing the provident fund account? (1) Submit an application. The applicant submits an application to the unit with relevant materials and certificates, and fills in the Application Form for Change and Cancellation of the Name of the Housing Provident Fund Depositor in triplicate. (2) unit preliminary examination. Units to review the applicant's information, in line with the conditions for the extraction of housing provident fund cancellation, notify the applicant to go through the extraction procedures; If the applicant has a receiving unit, it shall go through the transfer formalities for it; If the applicant has no receiving unit and does not meet the conditions for cancellation, the housing provident fund account will be transferred to the provident fund center for sealed households and the applicant will be notified. (3) Audit by the Provident Fund Center. The applicant shall submit the completed triplicate Application Form for the Change and Cancellation of the Name of the Housing Provident Fund Deposited Unit and the relevant documents or certificates for the cancellation of the unit to the Provident Fund Center for examination and approval, and the center shall issue an examination opinion and seal it. (4) Bank account cancellation. The unit shall go through the formalities at the opening bank with the triplicate "Application Form for Change and Cancellation of the Name of the Housing Provident Fund Deposited Unit" audited and sealed by the Provident Fund Center. After the bank conducts an audit according to the requirements of the center, it will cancel the account of the applicant who meets the requirements. Iii. Method of Withdrawing Provident Fund by Cancelling Household Registration (I) When withdrawing non-local household registration from the city where the household registration is transferred, the cancellation of the local Hong Kong fund account can be applied for when leaving the city where the provident fund is paid, and all the balances in the provident fund account can be withdrawn at one time. As long as the local social security is transferred to other cities, or the local social security payment is suspended for more than three months, you can bring your ID card and provident fund card (or provident fund joint card) to the local housing provident fund management center for account cancellation. (2) When the household registration is cancelled, the local household registration is extracted. When the household registration is moved to other cities, the ID card, provident fund card (or joint provident fund card) and proof of household registration migration are brought to the local housing provident fund management center to cancel the account and withdraw the amount in the account in full at one time. (3) When a foreign country, Hong Kong, Macao and Taiwan settles and cancels its household registration, and when it settles or emigrates to an overseas city, Hong Kong, Macao and Taiwan, it can cancel its provident fund account with its ID card, provident fund card (or joint provident fund card) and certificate of account cancellation (or permanent residence certificate), and withdraw the amount in the account in full at one time. (4) Unemployed people who are older and have local household registration sealed in the provident fund account for more than two years, unemployed people who have reached the age of 5 for men and 45 for women, and sealed in the housing provident fund account for more than two years, can bring their ID cards, provident fund cards (or provident fund joint cards) and unemployment certificates, and withdraw the account balance at one time after canceling the account. (five) early retirement, cancellation of the account has not reached the legal age, for early retirement, you can bring your ID card, provident fund card (or provident fund joint card) and retirement certificate, and provide the balance of the provident fund account in full at one time. (6) When reaching the retirement age, cancel the household registration locally, or apply for the retirement household registration in the local area. After reaching the legal age, bring the ID card and provident fund card to cancel the household registration.