Asset management products refer to securities companies or publicly raised fund management companies approved by the CSRC, which raise funds from specific customers who meet the requirements of regulatory agencies or accept property entrustment from specific customers in the form of asset managers.

A standardized financial product entrusted by an asset custodian, managed by a professional asset manager, and invested by a fund subsidiary for the benefit of customers, with innovative financial services.

Generally speaking, it means that investors entrust their own funds to well-trained professionals for management, which avoids unnecessary risks that may be brought about by lack of professional knowledge and investment experience, and at the same time can obtain stable income as a financial product with high security.

Extended data

Characteristics of asset management products

1, with high security.

Asset management products are under the unified supervision of the CSRC, basically putting an end to irregular operation. In addition, asset management companies like You Xuan will take measures such as asset mortgage, pledge and guarantee to control risks and minimize investors' risks.

This external product can reduce the risks in the process through the management of bank loans and custody, and most importantly. For a big company like Optimus Prime Securities, the people who do this kind of project are experienced risk control personnel in the financial industry, so they are very safe because of their rich experience.

2, the income is higher.

Asset management products are emerging financial products. In order to improve their market competitiveness and attract more investors, such asset management companies are preferred to charge lower fees to financiers and give higher returns to households, which are several times higher than bank time deposits. Moreover, the income of such products is relatively fixed, far exceeding inflation.

3. Raise funds quickly.

According to the term characteristics of asset management products, the fund-raising speed of asset management products is very fast, such as optimizing products, which usually takes about one to two weeks, greatly shortening the losses caused by investors' capital occupation.

4. The investment period is fixed.

Generally speaking, the term of asset management products is relatively fixed. Take the preferred product as an example, which is basically about one to three years. Fixed term is beneficial for investors to arrange funds reasonably.

5. No charge.

Buying asset management products won't have all the formalities like other wealth management products, and it's completely free.

Baidu Encyclopedia-Asset Management Products