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Can cyst surgery be covered by medical insurance?

Going to the hospital for cyst surgery can be reimbursed by medical insurance. As long as the patient has cooperative medical care and medical insurance, it can be reimbursed. It can be reimbursed after being hospitalized in a regular hospital, but outpatient treatment is generally not reimbursable. Cysts are generally benign diseases. Smaller cysts can be operated on as outpatients in the general surgical outpatient operating room at a relatively low cost. The operation fee is about a few hundred yuan. Including the cost of anesthesia and anesthesia, it usually costs several hundred yuan.

Social medical insurance is a social insurance system established by the state and society in accordance with certain laws and regulations to provide basic medical needs for workers within the scope of coverage when they fall ill. [1] Undertaken by the government, And use economic, administrative and legal means to enforce and organize management.

Social medical insurance consists of three levels: basic medical insurance and large-scale medical assistance, corporate supplementary medical insurance and individual supplementary medical insurance.

Personal account

Account establishment

The social medical insurance agency establishes a basic medical insurance personal account for each insured person, using his/her ID number as Lifetime Medicare Number. The funds in the personal account of the basic medical insurance for employees belong to the individual and are used exclusively for medical consumption. Overspending will not be repaid, the balance will be rolled over, and no cash withdrawal is allowed. When an employee dies, the personal account will be canceled and the balance will be inherited according to regulations.

Settlement and issuance

The employer shall apply for a personal medical account settlement card for its employees while participating in the basic medical insurance. For employees who are newly enrolled in medical insurance, the employer shall submit an application to the social medical insurance agency within 30 days from the date of enrollment and provide relevant information. After receiving the employer's application for establishing an employee account, the social medical insurance agency shall carefully review the relevant information, establish a personal account for the employee within 15 days, and issue a personal account settlement card. Funds will be injected into employees' personal medical accounts in a timely manner, and interest will be calculated in accordance with relevant regulations. Retirees who are resettled in other places may not be issued cards temporarily.