① Understand the basic concept of funds: funds can be divided into four categories according to the degree of risk. Among them, the money fund has the lowest risk, the bond fund has a slightly controllable risk, the hybrid fund has a higher risk, and the stock fund has the highest risk.
2 understand the trading rules of the fund: if you want to buy a fund for financial management, you must understand the trading rules and main expenses of the fund. The main expenses of fund investment include fund management fee, fund custody fee, fund subscription fee, fund redemption fee and fund conversion fee.
③ Understand how to purchase funds: There are three channels for purchasing funds, namely, official website, bank counter or bank app, and third-party fund purchasing platform.
4 understand the relevant rankings of funds: buying a fund is not necessarily buying a top-ranked fund, but most of the top-ranked funds are of good quality. When the top-ranked funds plummet, they can climb higher on their own.
What is a fund?
A fund in a broad sense refers to a certain amount of funds set up for a certain purpose. It mainly includes insurance funds, trust and investment funds and funds of various foundations. From the accounting point of view, capital is a narrow concept, which refers to funds with specific purposes and uses.