1. First of all, "five insurances" refers to five insurances, including endowment insurance, medical insurance, unemployment insurance, work injury insurance and maternity insurance;

The special thing is maternity insurance, which is not available for non-working hukou, so the non-working hukou only has "four insurances and one gold" at most, that is, non-working hukou can't enjoy maternity insurance in Beijing.

2. At present, the contribution ratio of endowment insurance in Beijing is 2% for the unit (17% of which is included in the overall fund and 3% is included in the personal account) and 8% for the individual (all of which is included in the personal account).

medical insurance payment ratio: unit 1%, individual 2%+3 yuan;

Unemployment insurance payment ratio: 1.5% for the unit and .5% for the individual;

Work-related injury insurance determines its work-related injury rate according to the industry scope that the unit is divided into;

maternity insurance payment ratio: .8% for the unit, and individuals do not pay. Non-working hukou does not have this, so the most non-working hukou is "four insurances and one gold".

8% of personal pension is 8% of personal salary, that is to say, if your monthly income is 3, yuan, you have to pay 24 yuan

3. At present, Beijing implements a medical card, which used to be a medical blueprint.

The return ratio of passbook: each company is different, mainly depending on the ratio paid by the company. There are indeed returned

those under the age of 35: the company allocated .8% base *2.8%

those aged 35 (inclusive) -45: the company allocated 1.% base *3%

those aged 45 (inclusive) -49: the company allocated 2. base *4%

4. Pay by 12% of the salary, which is paid by 1: 1. That is to say, if the monthly salary is 3,, you need to pay 36. If the company pays you the same 36

, a housing provident fund card will be issued, which can be checked. The housing provident fund is useful for buying a house in the future.