Bosera He Hui currency A can be bought in the fund of Alipay. So, which is better, Boss He Hui Currency A or Yu 'ebao? As monetary fund products, these two products have been compared for a long time. Here I will give you a comprehensive analysis.

1, safe

Boss He Hui Currency A is a money fund product, which is sold by Alipay. The principal is safe and the expected income is relatively stable, so it is a relatively safe wealth management product.

Yu 'ebao is also a money fund product and sold by Alipay. Its security is the same as that of Boss He Hui Currency A..

2. Risk

Bosera He Hui Currency A is a low-risk product, and the investment direction needs to meet the regulatory requirements of the Monetary Fund. Judging from the historical performance, there has never been a loss, so the risk is small.

There are many money fund products in Yu 'ebao, but only from the perspective of risk, the risk of each fund is the same, and it is also the same as Boss He Hui currency A.

3. Expected rate of return

The 7-day annualized expected rate of return of Bosera He Hui Currency A is 0, but the expected rate of return of many money funds in Balance Bao is lower than that of Bosera He Hui Currency A, which has more advantages in expected return.

Step 4 use

Boss He Hui currency A can only be used for current financial management, not for consumption.

Yu 'ebao has a wide range of uses, not only supporting offline payment and online transactions, but also paying living expenses. For example, water and electricity costs can be paid by Yu 'ebao, which is slightly better in use.

5. Company background

Bosera He Hui Currency A is issued by Bosera Fund Management Co., Ltd., which is one of the first five fund management companies established in China. As an established fund company, it has strong strength, abundant capital and eye-catching performance.

Yu 'ebao Zhongtianhong Monetary Fund is the largest fund in China, but the quality of other funds is uneven. From the company background, Yu 'ebao has more advantages than Tian Hong Monetary Fund in Yu 'ebao.

Editor's Note: From the comparison of the above five aspects, it is considered that investors who are more interested in the expected return can choose Bosera He Hui currency A, and investors who are more interested in using it can choose Yu 'ebao. However, the product with good momentum is Boss He Hui currency A, and the expected income of Yu 'ebao continues to decline. In a word, judging who is good or bad of two products still depends on investors' personal preferences.