Social co-ordination of social pension insurance is also a reasonable method for raising pension funds in my country. An important method of social co-ordination is to establish a co-ordination account, record part of the enterprise's payment into the co-ordination fund, and create a fund pool for social pension insurance. There will be more and more water in the entire pool. Through project investment, investment and financial management, etc., the birthday cake of the pension fund will become better and better, forming a continuous cycle of operation. On the one hand, there will be increased social security payment income from time to time. On the other hand, it can ensure that pension services for retired employees are paid out on time.

Personal accounts are an incentive measure, which mainly encourages insured persons to pay more and longer.

The money in a personal account is your own personal money, but this money cannot be withdrawn in advance. It is a part of your future pension. It is a pension insurance method that is equivalent to a deposit, but it is not completely equivalent to a deposit. It is entrusted by the pension fund.

Management methods, entrusted investment and financial management, allow personal account assets to continue to appreciate, which is also an important cornerstone in determining the level of your future pension insurance.

The reason why social pension insurance is divided into pooled accounts and individual accounts is used as the core basis for pension insurance calculations.

When we retire, our pension insurance is divided into two parts: pension and personal account pension.

In the personal account, the money is generated by oneself, but the deposit ratio is only 8%, accounting for only one-half of the total deposit ratio. If the pension insurance is only calculated as the pension insurance of the personal account, it is actually paid by oneself.

The amount of money plus the interest on the funds, this kind of personal account pension insurance is very low.

In order to ensure the legitimate rights and interests of insured persons and all citizens enjoy the dividends of the national development market, pensions and pensions have become the most important part of everyone's pension insurance funds.

The reason why part of the enterprise's payment must be recorded in the pooling account and implement social pooling, and implement it into the salary and benefits of retired employees after retirement, is to use it to calculate pensions and pensions.

However, when everyone pays pension insurance, the company's payment is actually a fee for the employees' personal supporting facilities. From the employees themselves, the company's contribution base is actually the same for the actual employees, but the payment ratio is different.

Corporate fees are exactly twice what individuals pay.

For example, if I pay 400 yuan per month, the company payment is 800 yuan. Although it is a fee for supporting facilities and is linked to the individual, the company payment is not personal money, but a family co-ordination fund, which is a social co-ordination fund.

, for an individual, it is exactly twice the personal account. Its core purpose is to pay pensions. Then, based on the economic and social development situation at retirement, the average monthly income of employees on the job, etc., the pension insurance and

social and economic development together.

Generally speaking, the overall account of social pension insurance has the function of raising funds for social development. It is mainly used to pay pensions and pensions. The personal account pension insurance must continue to be paid after the personal account is collected. my country adjusts and increases every year. Pension insurance for retired employees, death wages for retired workers, etc.; the function of personal accounts is mainly used to calculate and issue personal account pension insurance. Personal accounts are part of the property, belong to personal property throughout life and can be inherited.