Fund transaction rate is one of the costs that must be considered in fund investment, and the handling fee will affect the expected return of fund investment. Most funds need a certain percentage of handling fees when redeeming, so what is the handling fee for redeeming 5, funds? Let's take a look at it with Xiaobian.
how much is the redemption fee for the 5,-yuan fund
The formula for calculating the redemption fee is: redemption fee = fund share * fund unit net value * redemption rate.
1. Monetary Fund
The subscription and redemption of monetary funds are generally free of handling fees, so the handling fee for the redemption of 5, monetary funds is yuan.
ii. other types of funds
redemption of other types of funds, such as bonds and stocks, will generally charge different proportions of redemption fees according to the number of days the funds are held.
1. The holding days are less than 7 days
In Public Offering of Fund, 7 days is the first file, that is, if the fund is held for less than 7 days, the redemption fee will be charged at 1.5%.
for example, if an investor buys a bond fund with 5, yuan, and the net value of the fund at the time of purchase is 1, then the fund share bought is 5,. If it is sold after 6 days, and the net value of the fund at the time of sale is 1.1, then the redemption fee =5*1.1*1.5%=757.5 yuan. It can be seen that the short-term holding cost of fund products is very high.
2. If the holding days reach more than 7 days
If the holding days reach more than 7 days, different funds will have different grades, but generally, the longer the holding time, the lower the redemption rate.
For example, the redemption rate of Zheshang Fengli enhanced bonds is three grades. If it is held for more than 7 days, the rate will be calculated at .75% if it is less than 3 days, and the redemption fee will be exempted if it has time for 3 days. Guotai Smart Car Stock Bond divides the redemption rate into six grades, and the redemption fee can be waived only after holding for 73 days.
I hope the above information about the redemption fee of 5, funds will help you. Warm reminder, financial management is risky and investment needs to be cautious.