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What does medical insurance financial subsidy mean?
Question 1: What is the significance of financial subsidies to the basic medical insurance fund? The basic medical insurance fund expenditure refers to the medical insurance benefits paid by social pooling funds to employees and retirees who participate in basic medical insurance, the medical expenses paid by individual account funds to employees and retirees who participate in basic medical insurance, and other expenditures.

Including hospitalization expenses, outpatient and emergency medical expenses, personal account fund expenses and other expenses.

Question 2: What does the financial subsidy of the new rural cooperative medical system mean? The new rural cooperative medical system is an economic system of rural medical mutual aid, which is organized, guided and supported by * * *, with farmers participating voluntarily, and individuals, collectives and * * * raising funds in many ways, with serious illness as the main task. China officially launched the new rural cooperative medical system in June 2003. "Financial subsidy for the new rural cooperative medical system" refers to the subsidy funds given to the new rural cooperative medical system by the provincial, municipal and county governments in accordance with the prescribed proportion.

Question 3: What does medical insurance financial subsidy 380 yuan mean? The financing level of housing insurance has risen to 380 yuan, but at present, subsidies are generally increased and individual contributions are slightly increased.

Question 4: What does the subsidy for residents' medical insurance mean? You pay part of it yourself, and part of it constitutes residents' medical insurance.

Question 5: What does 360 yuan mean by financial subsidy for urban residents' medical insurance policy? It means that the state subsidizes your medical expenses by 360 yuan.

Question 6: Is the state subsidy in medical insurance a central financial subsidy or a local financial subsidy? Finance Department (bureau), Human Resources and Social Security Department (bureau), Health and Family Planning Commission (Health Bureau), Finance Bureau, Human Resources and Social Security Bureau and Health Bureau of Xinjiang Production and Construction Corps:

In order to implement the requirements of the Budget Law of the People's Republic of China, further improve the procedures for the declaration, review and disbursement of central financial subsidy funds for urban residents' basic medical insurance (hereinafter referred to as urban residents' medical insurance) and new rural cooperative medical care (hereinafter referred to as the new rural cooperative medical system), and speed up the progress of capital expenditure, the methods for the disbursement of central financial subsidy funds for urban residents' medical insurance and the new rural cooperative medical system are revised as follows:

First, the financial subsidy standards and funding requirements

With the approval of the State Council, in 20 15 years, the financial subsidy standard for urban residents' medical insurance and new rural cooperative medical system will be raised to 380 yuan per person per year. Among them, the central financial part with the base number of 120 yuan is subsidized according to the original subsidy standard, and the central financial part of 260 yuan is subsidized according to a certain proportion in the western region, the central region and the eastern region. For college students affiliated to the central government who participate in the medical insurance for local urban residents, the central government will continue to give subsidies according to the financial subsidy standards for insured students. In addition, according to the Notice of General Office of the State Council on Forwarding the Implementation Opinions of the State Council Western Development Office on Several Policies and Measures for Western Development (Guo Ban Fa [2001] No.73), Notice of the General Office of the State Council on the Policy Scope of Revitalizing the Old Industrial Bases in Northeast China and Developing the Western Region in Six Central Provinces (Guo Ban Han [2007] No.2) and Several Opinions of the State Council on Supporting the Revitalization and Development of the Former Central Soviet Areas such as Gannan (Guo Fa [2012] No.2/KLOC-0), compared with 243 counties (autonomous regions and municipalities) in six Central Provinces, Ganzhou City, Jiangxi Province, Xiangxi Tujia and Miao Autonomous Prefecture of Hunan Province, Enshi Tujia and Miao Autonomous Prefecture of Hubei Province, Yanbian Korean Autonomous Prefecture of Jilin Province, the central government will grant subsidies according to the standards of the western region (see Annex 7 for the specific list).

According to the above financial subsidy standards and the proportion of the central financial burden, the provincial financial departments should further improve the financial sharing methods at the provincial, city and county levels, and the provincial financial subsidy funds should focus on the difficult areas within their jurisdiction. After receiving the documents of the central financial subsidy funds, the provincial finance shall timely allocate and allocate them to the overall planning areas according to the regulations to ensure that the funds are allocated to the financial accounts of the social insurance fund within 30 working days. If the time allocation is not in place according to the specified time, it shall be notified. Local financial subsidies at all levels, including provincial, municipal and county financial subsidies, should be fully in place before the end of September each year. If the local financial subsidy funds are not in place in time and in full according to the regulations, the central finance will deduct the subsidy funds in the next year's settlement, and the deduction will be supplemented by the local finance to ensure the integrity of the subsidy funds.

Two, the central financial subsidy funds allocation methods and procedures

The central government adopts the method of "pre-allocating the full amount in the current year and actual settlement in the next year" for urban residents' medical insurance and the new rural cooperative medical system, and takes 1 in October to 1 in February as an operation year to allocate the central financial subsidy funds to the provincial finance. In addition to the budget targets issued in advance in accordance with the unified requirements of budget management in the previous year, the central government fully pre-allocated the urban residents' medical insurance and the new rural cooperative medical system subsidy funds within 30 days after the annual budget was approved by the National People's Congress, and settled the subsidy funds in the previous year before the end of June.

Taking 20 16 as an example, the central financial subsidy funds are allocated according to the following formula, and so on in subsequent years:

The amount of subsidy funds allocated in advance by a province (autonomous region or municipality) in 20 16 years = the number of participants audited by the province (autonomous region or municipality) at the end of June, 2065438 +04 ×20 16 central financial subsidy standard -20 15, the budget target issued in advance according to the unified requirements of budget management.

Settlement amount of subsidy funds of a province (autonomous region or municipality) in 20 15 years = the number of insured persons audited by the province (autonomous region or municipality) at the end of June, 2065438+0.5× 2015 years central financial subsidy standard -20 15 years pre-allocated subsidy funds-deducted due to insufficient local financial funds.

These include:

The number of subsidy funds deducted by a province (autonomous region, municipality) due to insufficient local financial funds in 20 15 = the number of insured persons audited by the end of June in 20 15 (total) × central financial subsidy standard 20 15 ×( 1- local in that year).

20 15 year rate of local financial funds in a province (autonomous region or municipality) = actual amount of local financial funds in place at all levels before the end of September of that year (total amount of funds in place at provincial, city and county levels) ÷ amount of local financial funds in place at all levels in that year × 100...> & gt

Question 7: What does it mean to raise the subsidy standard in medical insurance? Does it mean charging people more insurance premiums? The improvement of subsidy standards in medical insurance means that the matching subsidy funds for each insured resident at all levels are improved, which has nothing to do with individual contributions. For example, on 20 13, each participating farmer turned it over to 60 yuan, and all levels * * * gave each participating farmer a subsidy of 280 yuan as a serious illness hospitalization compensation fund. In 20 12, the state subsidy for each participating farmer was 240 yuan, which was increased to 280 yuan in 20 13, and the state paid more for 40 yuan.

Employees' medical insurance, residents' medical insurance and the new rural cooperative medical system have corresponding matching funds for each insured person every year. In particular, residents' medical insurance and the tens of dollars paid by the masses in the new rural cooperative medical system are far from meeting the needs of reimbursement for serious illness. The reimbursement for hospitalization for serious illness mainly depends on state subsidy funds, and the part paid by individuals is included in outpatient co-ordination (family account). This part of the money is basically used for annual outpatient medical treatment. It can be said that the reimbursement for hospitalization for serious illness did not let the people pay a penny.

For example, we participated in the new rural cooperative medical system, and now we need to be reimbursed for hospitalization. All the money you reimburse is from the state, so it doesn't matter if you pay the money yourself!

Question 8: Is the financial subsidy for basic medical insurance the initial distribution or redistribution of fiscal revenue? The initial distribution refers to the distribution within the enterprise unit, which is mainly based on the principle of efficiency, that is, the distribution is based on the total income brought by the efficiency of various production factors in production, so as to obtain high returns with high efficiency. Redistribution (also known as social transfer distribution) refers to a process of income redistribution in which cash or objects are transferred between income subjects through tax, policy, law and other measures on the basis of the initial distribution results, and it is also a process of readjusting factor income. The initial distribution is the distribution of production factors, such as paying labor costs, paying production tools, buying production materials, buying land, etc. Redistribution means that the state collects income through taxation and other measures, and then transfers it to civil servants and elderly people in nursing homes. , so the fiscal revenue is redistributed.

Question 9: The people who enjoy the financial subsidies paid by medical insurance are all the people who participate in medical insurance in China.

Question 10:2065 438+06 The financial subsidy for medical insurance varies from place to place. If not, please search online alone.

The financial subsidy standard of medical insurance in Taiyuan is raised from 320 yuan to 380 yuan per person per year. From 20 16, the individual payment standard for urban residents will be raised, and the average payment standard for adults and minors will not be lower than 120 yuan: for adults, it will be raised from 180 yuan to 300 yuan and for minors (college students) from 40 yuan to 60 yuan. The individual contributions of urban residents who have difficulty in participating in insurance shall be subsidized according to the provisions through the urban medical assistance system. Minors (college students) minimum living allowance 30 yuan per person per year; Adult minimum living allowance per person per year 140 yuan; Individuals will not be responsible for the elderly over 60 years old, severely disabled adults and severely disabled minors who have completely lost their ability to work in low-income families.