The insurance that universities generally buy for students is urban medical insurance. Medical insurance for college students is the insurance paid by the school. On the basis of students' individual contributions, according to the affiliation of colleges and universities, the central, provincial and local governments implement classified subsidies according to the prescribed standards, payment standards and government subsidy standards respectively, and according to the corresponding standards for local primary and secondary school students to participate in the basic medical insurance for urban residents.

In the traditional sense, medical insurance refers to raising medical insurance funds among certain insured people in a certain area through mandatory policies and regulations or voluntary contracts handled by specific organizations or institutions.

It is an important measure to further solve the medical security problems of the broad masses of people and continuously improve the medical security system after the implementation of the basic medical insurance system for urban workers and the new rural cooperative medical system. Mainly to make institutional arrangements for medical insurance for urban non-employed residents.

Medical insurance generally refers to basic medical insurance, which is a social insurance system established to compensate workers for economic losses caused by disease risks. The medical insurance fund is established through the contributions of employers and individuals. After the insured person has medical expenses, the medical insurance institution will give certain economic compensation.

The establishment and implementation of the basic medical insurance system has gathered the economic strength of units and social members. With the government's funding, sick social members can get necessary material help from the society, reduce the burden of medical expenses, and prevent sick social members from "poverty due to illness".

At present, the reimbursement policy for residents' medical insurance outpatient service requires continuous participation 1 year or more. If you don't go through the formalities of insurance payment on time, your payment may be cut off, which will affect the outpatient reimbursement of the insured person next year.

Payment method of urban medical insurance:

The specific payment methods of residents include: personal counter payment, social security card withholding payment, and "Qingdao Smart People's Society" mobile APP self-service payment.

The specific payment methods of student insured personnel are: temporarily collected by schools and preschool education institutions, printed by social security agencies, and paid by banks. In the future, the payment methods will be expanded according to the situation.

The collection of medical insurance premiums and the collection of fees for adult residents and children who are not enrolled in school (including preschool education institutions).

The collection of medical insurance premiums for college students and enrolled children (including pre-school education institutions) is responsible for enrollment registration, material review, information entry, information confirmation and fee collection by schools and pre-school education institutions.