Yeepay is a pioneer and leader in the payment industry in China, and also a leading enterprise in Internet finance and mobile Internet. Yibaocheng was established in August 2003, headquartered in Beijing, with more than 1000 employees. Yeepay has 30 branches in Beijing, Shanghai, Tianjin, Guangdong, Sichuan, Zhejiang, Shandong, Jiangsu, Fujian and other provinces and cities, leading electronic payment, mobile internet and internet finance. Epro Public Welfare (formerly Epro Public Welfare Circle) is one of the three public welfare platforms on the Internet. In order to give full play to the social value of electronic payment and actively practice corporate social responsibility, Epro has created a new model of online public welfare and advocated the concept of "charity for all". Since its establishment in 2008, Epro has settled in more than 50 charitable organizations such as UNICEF, One Foundation and Foundation for Poverty Alleviation, and has played an important role in donation activities such as Wenchuan earthquake, Zhouqu mudslide and helping leukemia children.
Peer-to-peer lending refers to the direct lending between individuals through the Internet platform. Individuals include natural persons, legal persons and other organizations. As a new lending platform in peer-to-peer lending, loan companies usually operate online, so they can operate at lower management costs and provide cheaper services than traditional financial institutions.
Peer-to-peer lending includes personal peer-to-peer lending (P2P peer-to-peer lending) and online microfinance. Personal peer-to-peer lending refers to direct lending between individuals through the Internet platform. Direct lending on the personal peer-to-peer lending platform belongs to the category of private lending, which is regulated by the Contract Law, General Principles of Civil Law and other laws and regulations as well as relevant judicial interpretations in the Supreme People's Court. Network micro-loan refers to the micro-loan provided to customers by Internet companies through their holding micro-loan companies. Network microfinance should abide by the existing regulations of microfinance companies, give full play to the advantages of peer-to-peer lending, and strive to reduce the financing costs of customers. P2P loan business is supervised by China Banking Regulatory Commission.