1. There is a warranty period, and now it is stipulated to be three years. Redeem the capital preservation after three years of purchase. The specific amount of principal of each fund is slightly different, but when the accumulated net value is less than 1.0, investors shall not lose money.
2. Redemption before the guarantee period has no capital preservation treatment, and the redemption cost is much higher than other funds.
3. In order to protect the capital, the fund company must adopt a conservative investment strategy, so the income will not be too high.
If you want to spend money in the short term, don't buy a capital preservation fund. Of course, it can't do band operation.
5. Judging from the performance of the existing five capital preservation funds, all of them do not lose money, among which the southern hedging has the best performance and considerable income.
Hybrid funds, also known as allocation funds, are funds that invest in both stocks and bonds.