If you have no idea about financial investment, it is recommended to deposit it in the bank, which is the safest, and take out about 10% of your salary every month for compulsory savings. The annualized rate of return is around 2-3%.

If you have some higher pursuits, but want to have lower risks, you can buy a pure bond fund or a money fund, and you can get a slightly higher return on the premise of ensuring a safer principal. The average annual income is about 3%. You can register an account with Tianji Gold Network, which has the lowest fund subscription fee in the whole network, starting from 1.

If you have a higher risk tolerance, you can buy some balanced bond funds and hybrid funds. Because the landlord gives low-income people financial management, it is not recommended to buy stock funds (although the income is relatively high, the risk is relatively large, which is a bit unbearable for the working class). The yield of balanced bond funds is around 4%; Hybrid fund 10% or so, but it may lose money.

As for the bank's wealth management products, it is also a good choice, but generally it needs 50 thousand, depending on whether your principal can arrive. According to the recent general rate of return, the annualized rate can reach about 4-5%.

I hope to help the landlord.