More related articles:
Which is better, Public Offering of Fund or private equity fund?
What is a public offering fund?
The deposit treasure has not arrived for several days. What happened?
Public Offering of Fund products can be divided into money funds, stock funds, mixed funds and bond funds.
(1) Monetary funds
1. Definition of Monetary Fund
Monetary fund is an open-end fund, which mainly invests in short-term financial products with high security, such as bonds, central bank bills and repurchase. Also known as "quasi-savings product", its main features are "worry-free principal, convenient demand, regular expected income, expected income per diary and monthly dividend".
2. The characteristics of monetary funds
There are many different types of money funds in the market, including Bao Tong, an account of Ping An. Ping An One Account Connect Bao Tong is characterized by a small initial subscription amount of 1 yuan. Expected income is higher, interest is calculated every day, and compound interest every day. Maximum 7-day historical annualized expected return 15%. And the liquidity is strong, and the cash can be withdrawn at any time in 7*42 hours, the fastest 1 minute.
(2) Equity funds
1. Definition of stock fund
Equity fund refers to a fund in which more than 60% of fund assets are invested in stocks.
2. The characteristics of stock funds
Ping An's Baoying resource optimization can be described as a hot-selling stock fund in the market. The fund selects listed companies with resource advantages in various industries and establishes a stock pool. Under the premise of strictly controlling investment risks, the fund assets continue to increase in value, and strive to create active management returns beyond the performance benchmark.
(3) Hybrid funds
1. Definition of hybrid fund
Refers to funds that invest in stocks, bonds and money market instruments and do not meet the classification standards of stock funds and bond funds. According to the different investment ratios and investment strategies of stocks and bonds, hybrid funds can be divided into various types, such as partial stock funds, partial debt funds and allocation funds.
2. The characteristics of hybrid funds
The purpose of hybrid fund design is to let investors diversify their investments by choosing a fund type, without buying different styles of stock funds, bond funds and money market funds. Ping An's Guo Fu Tiancheng Dividend Fund is a typical hybrid fund, which mainly invests in dividend stocks and steady growth stocks, taking into account the expected dividend income and capital appreciation; Strive to build an optimal portfolio on the basis of refined risk management through flexible and reasonable allocation of large-scale assets and professional selection of individual bonds, and seek long-term stable appreciation of fund assets.
(4) Bond funds
1. Definition of bond fund
A fund that specializes in investing in bonds. By pooling the funds of many investors, it makes portfolio investments in bonds and seeks stable expected returns. According to the classification standard of China Securities Regulatory Commission, bond funds refer to funds with more than 80% of fund assets invested in bonds.
2. The characteristics of bond funds
Because the investment target of bond funds-bonds have stable expected returns and low risks, the risk of bond funds is low. We can look at Ping An's Jianxin Double Interest Dividend Bond Fund, which actively manages the bond portfolio and strives to achieve higher returns for investors than the benchmark of investment performance on the basis of pursuing stable growth of fund assets.
Bian Xiao should explain it in detail, and I hope everyone can gain something after reading it.
{#ChannelAD: 13#}