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What is Industrial Financial Management Card?

The Industrial Bank Financial Management Card is a type of savings card that can be used to deposit and withdraw cash. Unlike the savings card, this card can invest in some financial products.

The Industrial Bank Financial Management Card is also called the Natural Life Family Financial Management Card. This card can also provide deposits and withdrawals, transfer settlement, agency services, self-service financing, consumer transactions, and comprehensive financial management.

Extended information: Industrial Bank Co., Ltd. ("Industrial Bank" for short) was established in August 1988. It is one of the first batch of joint-stock commercial banks approved by the State Council and the People's Bank of China. It was officially listed on the Shanghai Stock Exchange in 2007.

(Stock code: 601166), its head office is located in Fuzhou City.

[1] Since its opening thirty years ago, Industrial Bank has always adhered to the business philosophy of “sincere service and accompanying growth” and is committed to providing customers with comprehensive, high-quality and efficient financial services.

As of the end of 2014, Industrial Bank's total assets exceeded 4 trillion yuan, reaching 4.41 trillion yuan, an increase of 19.84% from the beginning of the year; net assets per share attributable to ordinary shareholders were 1.286 billion yuan, an increase of 22.61% from the beginning of the year.

The annual operating income was 124.834 billion yuan, a year-on-year increase of 14.23%; the net profit attributable to shareholders of the parent company was 47.108 billion yuan, a year-on-year increase of 14.31%; the weighted average return on net assets remained at a high level of 21.19%; it has been operating in major cities across the country

It has established 108 branches and 1,435 branches; it owns subsidiaries such as Industrial International Trust, Industrial Financial Leasing, Industrial Funds, Industrial Consumer Finance, Industrial Wealth and Industrial Guosen Asset Management, forming a bank-based entity that covers trust, leasing, funds

, securities, consumer finance, futures, asset management, etc., a modern financial services group.

The banking business is "customer-centric", following changes in the market situation, innovating financial products, improving platform construction, and forming a diversified product system covering personal asset business, liability business, payment settlement and comprehensive financial management to fully meet the personalized needs of customers.

"Universal Life" Comprehensive Financial Services for Going Abroad: Industrial Bank integrates a series of financial products and services such as travel loans, study abroad loans, credit cards, foreign exchange, and travel visa delivery to fully meet the financial needs of individual customers for cross-border travel, study abroad, etc.

The business covers many fields such as tourism, visas, studying abroad, overseas real estate and health care, providing customers with convenient, thoughtful and professional one-stop cross-border financial services.

1. "Enjoyable Life" Comprehensive Pension Financial Services: Industrial Bank's comprehensive financial service plan customized exclusively for middle-aged and elderly customers, covering four major systems: exclusive financial management, credit loans, convenient settlement, and value-added services, and through cooperation with well-known domestic insurance companies

, legal consulting, medical consulting, elderly care and leisure and other institutions to provide customers with a series of value-added services ranging from insurance, legal, medical to leisure and entertainment, vacation and health care.

2. "Xingyetong" comprehensive financial services: a comprehensive financial service plan for "growing business owners" such as self-employed individuals, individual industrial and commercial households, partners and private owners, integrating "loan financing, payment settlement, financial planning, VIP

"Service and Exclusive Recognition" integrates five distinctive services, covering personal business loans, acquiring services, family financial management, VIP services, exclusive debit cards and credit cards and many other special products, providing comprehensive services in the small and micro financial field and assisting business owners.

Business grows and wealth and quality of life improve simultaneously.

3. Industrial Credit Card: including five major series: standard card, theme card, co-branded card, recognition card, and unit card, including domestic first low-carbon credit card, couple card, constellation card, platinum card, loan-in-one card, Taobao co-branded card, etc. 50

With various personalized products, the cumulative number of cards issued exceeded 13 million.

It has many special functions such as points consumption (that is, cardholders can use points to deduct consumption payments at cooperative merchants), consumption/bill installments (that is, a single consumption amount or the amount of consumption that has been billed can apply for installment repayment) and many other special functions throughout the year.

Numerous customer feedback promotions from time to time.

4. Its "Xingyue Club" VIP customer life appreciation program provides a variety of value-added experience activities for credit card VIP customers, from art appreciation to golf tournaments, from brand salons to luxury car test drives, from boutique hotels to customized travel routes, etc.

, enjoy a high-quality card use experience.

5. Private Banking: The Private Banking Department of Industrial Bank was established in April 2011. With its professional, high-quality and efficient personal financial services, it has been quickly recognized by customers in a short period of time and its market influence has been significantly improved.

Currently, it serves more than 18,000 private banking customers, with customer assets of nearly 220 billion yuan.

In terms of products, the company has continuously enriched its product series, launched actively managed wealth management products, customized products for private banking customers, agency products, entrusted investments and other products, and actively promoted family trust business.

For customers at different levels, it has successively launched preferential business jet reservation services, business jet clubs, second-generation education "elite growth clubs", a series of industrial celebrity forum activities, overseas investment immigration, overseas education stewards and other services.

6. Community banks: In 2013, Industrial Bank took the lead among its peers in launching community bank construction, launching a retail channel revolution of “small counters, big marketing”.