Medical insurance can be reimbursed nationwide; medical insurance generally refers to basic medical insurance, which is a social insurance system established to compensate workers for economic losses caused by disease risks.

A medical insurance fund is established through employer and individual contributions. After insured persons incur medical expenses for medical treatment, the medical insurance agency will provide them with certain financial compensation.

The establishment and implementation of the basic medical insurance system gathers the economic strength of units and social members, and coupled with government funding, can enable sick members of society to obtain necessary material help from the society, reduce the burden of medical expenses, and prevent the society from falling ill.

Members are “impoverished due to illness.”

1. Medical insurance originated in Western Europe and can be traced back to the Middle Ages.

With the success of the bourgeois revolution, family workshops were replaced by large industries, and a modern industrial team emerged.

Due to the harsh working environment and the occurrence of epidemic diseases and work-related injuries, workers require corresponding medical care.

However, their wages are low and it is difficult for individuals to pay for medical expenses.

As a result, workers in many places organized themselves spontaneously to raise part of the funds for expenses when they were sick.

However, this form is not very stable, is small-scale, and has low ability to withstand risks.

At the end of the 18th century and the beginning of the 19th century, private insurance developed in Western Europe and became an important way for the country to raise medical funds.

2. Medical insurance has the basic characteristics of social insurance such as compulsory, mutual aid, and social nature.

Therefore, the medical insurance system is usually legislated and enforced by the state, and a fund system is established. The fees are paid jointly by the employer and the individual, and the medical insurance premiums are paid by the medical insurance agency to solve the problems caused by workers' illness or injury.

Medical risks 3. Medical insurance, in the traditional sense, refers to the raising of medical insurance funds among certain insured people in a certain area through enforced policies and regulations or voluntary contracts, which are handled by specific organizations or institutions.

4. Medical insurance originated in Western Europe and can be traced back to the Middle Ages.

With the success of the bourgeois revolution, family workshops were replaced by large industries, and a modern industrial team emerged.

Due to the harsh working environment and the occurrence of epidemic diseases and work-related injuries, workers require corresponding medical care.

However, their wages are low and it is difficult for individuals to pay for medical expenses.

As a result, workers in many places organized themselves spontaneously to raise part of the funds for expenses when they were sick.

However, this form is not very stable, is small-scale, and has low ability to withstand risks.

At the end of the 18th century and the beginning of the 19th century, private insurance developed in Western Europe and became an important way for the country to raise medical funds.

5. Medical insurance has the basic characteristics of social insurance such as compulsory, mutual aid, and social nature.

Therefore, the medical insurance system is usually legislated and enforced by the state, and a fund system is established. The fees are paid jointly by the employer and the individual, and the medical insurance premiums are paid by the medical insurance agency to solve the problems caused by workers' illness or injury.

medical risks.