China Merchants Bank's super-docking is the wealth management plan of Wealth Management Co., Ltd., which is a low-risk fixed-income product. Although it does not protect the principal and interest, it is still very safe and basically does not lose money.
Change Pass is a function launched by WeChat. Users can directly use the money in the change account for consumption (such as transfer, red envelope distribution, code scanning payment, etc.). ). When the user's funds are put into the change slip and are not used, they can automatically get income.
Bitcom is a basic service account of WeChat payment, which is juxtaposed with "Coin". Users can access it directly on the WeChat client to realize financial management with small change.
The cooperative fund companies of WeChat "Change Pass" will be E Fund, southern fund and harvest fund. The funds transferred by users to the "change pass" will be market funds managed and sold by the above three fund companies.
The difference between Chao and Yi Tong;
From the perspective of risk and safety:
ChaoChaobao of China Merchants Bank is a small change wealth management product, which is connected with the wealth management plan of Zhao Yin Wealth Management Co., Ltd., and it is a low-risk fixed-income product with no loss of principal and high security.
Change Pass is a wealth management product belonging to WeChat, a money fund, with low risk, basically no loss of principal and high security. From the perspective of risk and safety, there is not much difference between the two.
Judging from the amount of quick redemption:
China Merchants Bank's super Bao Chao is upgraded from 654.38+00000 yuan to 50000 yuan, which can be redeemed flexibly without handling fee. The quick redemption amount of the change pass is only 1 1,000 yuan, which is less than Chaochaobao.
Similarities between Chao and Yi Tong
Chaochaobao and change pass are both monetary wealth management funds with similar income and strong liquidity. So these two wealth management products are optional.
Don't worry too much about safety. Bao Chao and the exchange office are heavily guarded.
Super treasure and change pass are only suitable for some pocket money for daily expenses. If it is a large sum of money, it is recommended to buy a regular wealth management product with a higher expected rate of return. The combination of current and regular can not only ensure liquidity, but also obtain higher returns.