CCB Fixed Investment Fund is an investment method launched by China Construction Bank. Its characteristic is to invest a certain amount of money regularly every month, spread risks and obtain stable income for a long time. Sometimes we may need to redeem part or all of our investment, so where can CCB's fixed investment fund be redeemed? Let's get to know each other.

There are two main redemption methods for CCB's fixed investment funds: online redemption and offline redemption. Online redemption is operated by mobile banking or online banking of China Construction Bank, and offline redemption needs to be handled at the counter of China Construction Bank.

For online redemption, you can log in to our CCB account through mobile banking or online banking, and click to enter the fund trading interface to find the redemption options for fixed investment funds. We need to select the redeemed fund products, redemption amount and redemption date, and then confirm the redemption operation. The redemption amount will be returned to our bank account, which will generally arrive within T+2 working days. This method is convenient and quick, and is suitable for investors who are familiar with the operation of mobile banking or online banking.

If we are not familiar with online operations, or need to do some special operations, such as redeeming all fixed investment shares or redeeming funds with a long cycle, then offline redemption is a good choice. We can go to the counter of China Construction Bank, ask the staff to exchange money and fill out the corresponding exchange application form. The staff will help us with the exchange procedures, which will usually be completed on the same day or the next working day. It should be noted that when exchanging money online, you may need to show relevant information, which may lead to some formalities.

Whether you choose online redemption or offline redemption, you must know some basic information in advance. We need to know the redemption rate and redemption time of fixed investment funds. Redemption rate refers to the fees we need to pay when redeeming, which is generally charged in proportion to the redemption amount. Redemption time refers to the specific time period that we can redeem, usually the specific time period of each working day. We should also pay attention to the changes in market conditions and fund net value. When the stock market is depressed or the net value of the fund falls, our redemption may have some losses. We need to choose the redemption time carefully to protect our investment to the greatest extent.

The redemption methods of CCB's fixed investment fund are flexible and diverse, and we can choose online redemption or offline redemption according to our personal situation. Either way, we should know the redemption rate, redemption time and market situation of the fund in advance so as to make wise decisions. Investment is a long-term process, which requires us to pay close attention to market dynamics at all times, allocate funds reasonably and realize our financial management goals.