According to the "Measures for the Implementation of Individual Pensions", after the individual pension is paid, the operating institution will invest with the principal to realize asset appreciation. The amount received after retirement is closely related to the balance of individual pension account, and each person's account balance is divided into two parts:

In part, according to the implementation method of individual pension, after paying the individual pension, the operating institution will invest with the principal to realize asset appreciation. How much you receive after retirement is closely related to the balance of your personal pension account. Everyone's account balance is divided into two parts:

One part is the principal paid by the insured, and the other part is the investment income generated. It is the principal paid by the insured, and the other part is the investment income generated. According to the provisions of Article 2 of the Measures, "the payment is entirely borne by the insured, and they can choose to buy financial products such as savings deposits, wealth management products, commercial endowment insurance and public offering funds that meet the requirements". In the choice of personal pension investment varieties, it is possible to earn and lose.

The calculation method of retirement pension is mainly based on the provisions of social insurance law, including personal account pension and basic pension, so it is divided into two calculation methods. Personal account pension is calculated by dividing the amount of personal account storage by the number of months. Statistical months, 50-year-old finger 195, 55-year-old finger 170.