In fact, 20 thousand yuan is not much. First of all, steady investment is the most important.

My suggestion is:

1, stable type:10,000 000- 10/0,000 5, relatively stable. For example, some convertible bonds belong to the debt base with the greatest income, and the income can be enhanced by purchasing Xingye or Bo Shi convertible bonds. Boss is being issued, and the subscription fee is low, so you should buy it as soon as possible;

2. Some high-risk configurations, such as stock funds and index funds, are recommended to be between 5K-5K-10K.. Stock type, it depends on the good returns, such as Harvest Theme, Oriental Steady, Huaxia Return, Tian Rui and so on. The index suggests buying CSI 300, Bo Shi CSI 300, etc.

Chatting with fund managers a few days ago, it is very likely that there will be a bull market next year. If you want to invest, it is the right way to buy 3000 as soon as possible, and you can earn more when you encounter a bull market next year.