Bull and bear market cycles refer to experiencing bull and bear markets. If you want to earn more, you'd better buy in a bear market and sell in a bull market. When A shares are at a low historical valuation, investors waiting for a big bull market can start from here and grab some cheap chips until the bull market breaks out.
It is best to choose to invest in a bear market for a long time to dilute the cost, redeem it after the bull market gains considerable income, and then continue to wait for the next bear market to continue investing, which is believed to achieve the best results.
There is no best method for everything, only the most suitable method, choose the most important method. Investors can set target returns according to their own preferences, that is, returns, such as 8% for one year, 0/5% for two years/kloc-0, and 30% for three years.
Choosing a fixed investment is not impulsive, but requires a long-term plan, because the value of a fixed investment must be long-term, and this long-term persistence does not mean three to five days, but three to five years or even longer.
Fixed investment is the abbreviation of fixed investment fund, which refers to investing in a designated open-end fund at a fixed time and amount. This concept can be understood in two subjects. Fund refers to the object of its investment, and fixed investment refers to the way of its investment (for example, 1000 yuan per month). The fixed investment of the fund is similar to long-term savings, which can share risks to a greater extent and obtain stable income. It has the function of automatically increasing the price and reducing the price on dips. No matter how the market price changes, it can always get a relatively low average cost. Therefore, regular fixed investment can smooth the peaks and valleys of the fund's net value and eliminate market fluctuations.
It is difficult for ordinary investors to grasp the right investment opportunity in time, and they often buy at the high point of the market and sell at the low point of the market. However, the fixed investment mode of the fund is adopted. No matter how the market fluctuates, the fixed investment fund will be fixed for one day every month, and the bank will automatically deduct the money, and automatically calculate the number of fund shares that can be purchased according to the net value of the fund. In this way, investors buy funds on schedule, and the investment cost is relatively average.