Legal subjectivity: Provident funds are generally withdrawn at the local housing provident fund management center and branches.

When employees apply for withdrawal, they should bring relevant supporting materials and apply to their unit; after review, the unit will issue a "Housing Provident Fund Withdrawal Certificate" and "Housing Provident Fund Withdrawal Application Form"; after approval by the Housing Provident Fund Management Center, they can go to the designated outlet to handle the withdrawal.

Legal objectivity: Article 25 of the "Housing Provident Fund Management Regulations" If an employee withdraws the balance in the housing provident fund account, the unit where he/she works shall verify it and issue a withdrawal certificate.

Employees should apply to the Housing Provident Fund Management Center to withdraw housing provident funds with the withdrawal certificate.

The Housing Provident Fund Management Center shall make a decision on whether to approve the withdrawal or not to allow the withdrawal within 3 days from the date of accepting the application, and notify the applicant; if the withdrawal is approved, the entrusted bank shall handle the payment procedures.