First of all, I don't know what insurance you are talking about. If I'm not mistaken, it should be Zhuangyuan Hongbao of our company.

This is a pure education insurance, and the basic guarantee responsibilities are as follows:

18~2 1 year old, receiving 30% of the insured amount every year, which is the largest supplementary education fund.

At the age of 25, you can receive part or all of it as a supplement to the entrepreneurial wedding fund.

In addition, according to the operating performance of insurance companies, there will be dividends every year, and dividends can be compounded. Our company's current compound interest rate is 3.5%.

At the age of 25, I choose to receive a part, enjoy the company's dividends for life, and have death protection.

Because dividends are based on the annual operating performance of insurance companies, annual dividends are uncertain.

However, according to the conservative dividend income argument, the annualized rate of return of this insurance is around 4~5%.

In fact, the key point of an education insurance is not how much money we can earn. The key point is that from now on, we have saved an education fund for our children, so that our normal living standard will not be affected when our children need it for school in the future.

In addition, two friends upstairs suggest that you reply to the terms of other companies consulted by others. Look at the terms first, and don't answer so irresponsibly, okay?

I hope my answer can help you.