What's the difference between consumer insurance, savings insurance and return insurance? What is the best deal?
When buying insurance, many small partners will pay attention to whether they want to buy consumer goods or have financial management functions. Next, let me explain this problem.
The so-called consumer insurance means that the insurance premium is paid when the insurance period is out of danger, and the premium or insured amount is not returned when the insurance period is not out of danger. The premium is equivalent to "consumption".
Generally speaking, consumer insurance is more protective and will give the insured more adequate personal protection.
I want to buy a life insurance, and I don't know where to start. Let's take a look at insurance science:
What's the difference between critical illness insurance, medical insurance, accident insurance and life insurance? Will there be conflicts when making claims?
Financial insurance mainly focuses on financial management, including universal insurance, dividend insurance and investment-linked insurance.
The income of the above three types of financial insurance is unstable and the personal protection provided is generally poor.
In addition to the above three types of financial insurance, annuity insurance and incremental whole life insurance are also financial insurance with stable income, which are suitable for small partners seeking stable income.
Whether to buy insurance, spend money or manage money depends on our own needs. If we pay attention to personal protection, the consumption type will be better and the premium will be cheaper, which is suitable for those who just need it with limited budget. If you value the financial management function, you can also consider personal insurance with the nature of financial management to realize your own capital appreciation.
If you want to buy insurance wealth management, you may wish to take a look at the following list of quality wealth management insurance:
Top Ten Financial Insurance Rankings Want to Buy High-yield Financial Insurance? Don't miss this 10 model again!
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