Ten thousand expected returns and fund net value are indicators to measure the expected return level of fund wealth management products, which occupy an important position in the investment market. So what is the difference between ten thousand expected returns and fund net value? What are the similarities and differences between them? Let's discuss it together today.

1. What is the difference between the expected return of ten thousand shares and the net value of the fund?

1. Ten thousand expected returns with different meanings

: Fund companies usually announce the amount of expected returns per ten thousand fund units on the same day, that is, ten thousand expected returns refer to the expected returns obtained by holding a fund of 1 thousand yuan on the same day.

fund net value: the net value refers to the total net assets of the current fund divided by the fund's usage share, which is used by investors to calculate the subscription share and estimate the fund value.

2. Different calculation methods

Ten thousand expected returns: The actual expected returns of the fund every day can only be seen by ten thousand expected returns. If you invest ten thousand yuan in a monetary fund, the average seven-day annualized expected return on that day is 3.1%, and the expected return on ten thousand shares is 1.21, then you will earn 1.21 yuan that day.

net fund value: the net fund value can be used to calculate the expected return of the fund, and its calculation formula is: expected return of the fund = fund share (net fund unit value on redemption date-net fund unit value on subscription date)-redemption fee;

For example, if an investor buys 1 funds, the net value of the funds on the day of subscription is 1, and the net value is 1.5 after 3 years, what is the expected return? (Exempted from redemption fee for more than three years) Expected income of the fund =1*(1.5-1.)-=5 yuan.

then the fund can get the expected return 5 yuan in three years, and the expected return rate is 5/1=5%, that is, the cumulative expected return rate in three years is 5%.

3. Different functions

Ten thousand expected returns and fund net value are both indicators that can measure the expected return ability of the fund, but ten thousand expected returns are generally ahead of the seven-day annualized expected return, and the fund net value is a reference for investors to buy.

That's all for the above about the difference between ten thousand expected returns and fund net value. I hope it will help you. Warm reminder, financial management is risky and investment needs to be cautious.