1. If the employee changes the labor relationship, the pension insurance relationship will be transferred accordingly. If workers move across provinces and cities, or between enterprises and institutions, that is, the so-called cross-regional overall planning, not only the pension insurance relationship is transferred, but also the personal account amount is transferred to the social insurance agency where the new employment is located, and the payment will continue, and the payment period will be calculated cumulatively. Therefore, "no matter where employees work, the insurance relationship is calculated continuously;
2. Endowment insurance, medical insurance and unemployment insurance are premiums paid by enterprises and individuals, and industrial injury insurance and maternity insurance are entirely borne by enterprises. Employees who have participated in endowment insurance stop paying endowment insurance premiums due to changes in labor relations and other reasons. This phenomenon is called the interruption of insurance relationship and the termination of insurance. First, because of the reduction of payment period and payment amount, retirement benefits are reduced. Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis after reaching the statutory retirement age and paying 15 years.
legal ground
People's Republic of China (PRC) social insurance law
Sixteenth individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have accumulated contributions for fifteen years when they reach the statutory retirement age.
Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.
Nineteenth individuals across the overall regional employment, the basic old-age insurance relationship with my transfer, the cumulative payment period. When an individual reaches the statutory retirement age, the basic pension is calculated in stages and distributed uniformly. Specific measures shall be formulated by the State Council.