Fund income is generally updated at 24 o'clock in the evening, that is, the income generated on the same day will not be updated until the next day, because the fund calculates the income according to the rise and fall of the net value, and the fund net value update is generally updated after the stock liquidation. The stock liquidation time is from 6 pm to 10 on the trading day, and the income can be calculated only after the net value of the fund comes out, so the fund income can generally be updated the next day.

Fund income = (current fund net value-net value when buying a fund) * fund share, and fund income is determined by the investment target.

Characteristics of fixed investment of funds

1, average cost, risk diversification

It is difficult for ordinary investors to grasp the right investment opportunity in time, and they often buy at the high point of the market and sell at the low point of the market. However, the fixed investment mode of the fund is adopted. No matter how the market fluctuates, the fixed investment fund will be fixed for one day every month, and the bank will automatically deduct the money, and automatically calculate the number of fund shares that can be purchased according to the net value of the fund. In this way, investors buy funds on schedule, and the investment cost is relatively average.

2. Suitable for long-term investment

Because the regular quota comes into the market in batches, when the stock market is consolidating or falling, because the regular quota is undertaken in batches, you can buy more and cheaper, and the return on investment after the stock market rebounds is better than that of a single investment. For the China stock market, it should be a volatile upward trend in the long run, so regular quota is very suitable for long-term investment and financial planning.

3. It is more suitable for investing in emerging markets and small equity funds.

For emerging markets or small stock-based overseas funds with large fluctuations in medium and long-term fixed investment performance, because the stock market callback time is generally long and the speed is slow, but the rising stock market rises rapidly, investors can often accumulate more fund shares when the stock market falls, thus obtaining a better return on investment when the stock market rebounds. According to Lipper Fund data, as of the end of June 2005, investors who continue to deduct money to invest in any emerging market or small company stock fund have an average return of at least 23%.

4, automatic deduction, simple procedures

Fixed-term investment funds only need investors to go through the one-time formalities at the fund agency, and then they will automatically deduct the subscription for each period, usually on a monthly basis, but there are also other time limits such as semi-monthly and quarterly as regular units. In contrast, buying a fund by yourself requires investors to go through the formalities in person at the agency every time. Therefore, the fixed investment fund is also called "lazy financial management", which fully embodies its convenient characteristics.