Generally, the medical insurance card will be paid around the 2th of each month. Under normal circumstances, the medical insurance department will entrust the bank with the personal account payment to your medical insurance card at the end of the month. If it hasn't arrived, bring your ID card and medical insurance card to the front desk of the Social Security Bureau for inquiry and verification, or you can inquire about personal social security account information online.

because the payment and arrival time of monthly medical insurance premiums of each insured unit are different, the time of monthly medical insurance premiums in individual accounts of the insured will be different. If the personal account of medical insurance has not arrived, the insured can contact their unit to confirm whether the medical insurance payment has been made and received.

The monthly transfer amount of medical insurance card is calculated as follows

1. Under the age of 35, the monthly payment is 2% of the social security payment base (individual payment);

2, 35 -45 years old, the monthly payment is 2% of the social security payment base (individual payment)+1% of the unit allocation;

3, 45 years old-retired, and the monthly payment is 2% of the social security payment base (individual payment)+1.8% allocated by the unit;

4. After retirement, 4.1% of the average salary of the previous year will be paid to the account every month.

description of medical insurance card account: the basic medical insurance consists of two parts. One is a personal account, which can be used for pharmacy purchases and outpatient expenses, and the money in the personal account can be freely controlled. The other is the overall fund, which can be used for reimbursement of serious illness hospitalization, which is operated by the social security fund management department as a whole.

Detailed inquiry method of medical insurance card

Online inquiry: national medical insurance card balance inquiry system

1. Log in to the national medical insurance card balance inquiry system and select your own province and urban area;

2. Register or log in to the local personal social security inquiry system;

3. Click "Personal Medical Insurance Account" to view the details of monthly medical insurance card refund.

Composition of individual medical insurance account

1. Basic medical insurance premium paid by individual employees;

2. The basic medical insurance premium paid by the employer transferred to the personal account according to regulations;

3. Interest on the amount of personal account;

4. Other funds legally incorporated into personal accounts.

employees pay the basic medical insurance premium at 2% of their average monthly salary in the previous year, which is lower than 6% of the average monthly salary of employees in this city in the previous year, and 6% of the average monthly salary of employees in this city in the previous year is the base of payment; The part that is more than 3% of the average monthly salary of employees in this city in the previous year will not be used as the base of payment of wages, and the basic medical insurance premium will not be paid. (i.e. 3% payment)

.8% under 35 years old, 1% over 35 years old and under 45 years old, and 2% over 45 years old according to different ages.

The above is the policy on medical insurance accounts. Because the average wage level varies from place to place, the amount paid by employees is also different, and the number of accounts received each month is also different. Basically, the money invested in medical insurance will increase every age, and the money invested after retirement is the most.

The personal account payment scope of medical insurance includes the following items

1. Medical expenses for outpatient (emergency) consultation in designated medical institutions;

2. Medical expenses below Qifubiaozhun;

3. Medical expenses that should be borne by individuals above Qifubiaozhun and below the maximum payment limit;

4. Medical expenses that should be borne by individuals above the maximum payment limit.

5. the cost of purchasing drugs in designated retail pharmacies.

if an employee suffers from injury or illness after medical insurance is interrupted due to unemployment or other reasons, he can continue to use the funds in his personal account for medical expenses until he runs out.

Legal basis:

Social Insurance Law of the People's Republic of China

Article 25 The state establishes and improves the basic medical insurance system for urban residents.

the basic medical insurance for urban residents combines individual contributions with government subsidies.

people who enjoy the minimum living guarantee, disabled people who have lost their ability to work, elderly people over 6 years old and minors from low-income families, etc. will be subsidized by the government.

article 26 the treatment standards of basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with state regulations.

article 28 medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards, and emergency and rescue shall be paid from the basic medical insurance fund in accordance with state regulations.