Can the fund start when it falls to a one-year low?
Whether the fund can start when it falls to a one-year low depends on the situation. When it falls to a one-year low, the fund's position is relatively low. At this time, the cost of buying will be reduced, but there will also be risks, because the fund may fall again, so it is necessary to analyze the reasons for the decline of the fund.
If it is because of the fund manager's inexperience and long-term losses or the fund itself has problems, don't start even if it falls to a one-year low, because the fund is likely to fall into a bottomless pit, but if the market is not good, most funds are falling. The fund's past performance was relatively good, but this year was not good, and investors were more optimistic. You can consider starting, but you should also consider your risk tolerance.
Will it be cheaper to buy when the fund falls?
Generally speaking, when the fund falls, the buying cost will be lower. The lower the cost, the less risk investors take and the greater the probability of earning in the future. However, there is a premise, that is, to choose a good fund. If the selected fund falls more and rises less, count down from its establishment and try not to consider it. Although the past does not represent the future, it will still have certain reference significance.