Of course, if you want to apply for commercial medical insurance, open the Alipay app on your mobile phone and search for "medical insurance" at the top, there will be a wide variety of medical insurance products.
The price of each product is very low and the product introduction is relatively comprehensive. I hope to read the product introduction, insurance instructions and other contents carefully when applying for insurance, so as to avoid missing a certain claim point, which may be more complicated and troublesome when making claims.
To pay for Alipay medical insurance, you need to open Alipay APP, click the Citizen Center option, then click the social security icon, click the urban and rural medical insurance payment option in the local online service, then click the "Add" option at the bottom of the page, and enter your identity information to pay.
1, Alipay medical insurance payment first needs to open Alipay APP, and click the "Citizen Center" option at the top of the page.
2. Then find and click the "Social Security" icon.
3. After entering the social security page, click the option of "paying urban and rural medical insurance".
Medical insurance is divided into three grades, the first grade is the best and the third grade is the worst.
The specific differences are as follows:
The personal account of the first insured person is used to pay the medical expenses within the scope of the general outpatient medical insurance catalogue of the insured person. Community health center basic medical expenses personal account to pay 70%, the overall fund to pay 30% in accordance with the provisions.
Second-class insured; Three types of insured persons, belonging to Class A drugs and Class B drugs, are paid by the community outpatient co-ordination fund according to the proportion of 80% and 60% respectively; 90% of the single diagnosis and treatment or medical materials belonging to the medical insurance catalogue shall be paid by the community outpatient co-ordination fund, but the maximum payment amount shall not exceed 120 yuan; The total outpatient medical expenses paid by the community outpatient co-ordination fund to each second-grade and third-grade insured within a medical insurance year shall not exceed 1000 yuan.
Social medical insurance is a social insurance system established by the state and society according to certain laws and regulations to provide basic medical needs for workers within the scope of protection. It is undertaken by the government and implemented and managed by economic, administrative and legal means.
Social medical insurance consists of basic medical insurance and large medical assistance, enterprise supplementary medical insurance and individual supplementary medical insurance.
Medical insurance generally refers to basic medical insurance, which is a social insurance system established to compensate workers for economic losses caused by disease risks. The medical insurance fund is established through the contributions of employers and individuals. After the insured person has medical expenses, the medical insurance institution will give certain economic compensation.
legal ground
People's Republic of China (PRC) social insurance law
Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.