The "termination" of the fund's fixed investment does not mean "redemption". "Termination" only stops the execution of the fixed investment contract next month, and the fund company will not deduct any more, but the fund shares previously purchased by investors are still running in the account, that is to say, the net value of the fund will still fluctuate up and down during this period, and the income will be affected. After termination, investors can choose to redeem the fund at any time. Investors can only "redeem" the fund through ICBC's online banking or at the bank counter to turn the fund into cash and return it to the account.

Fixed investment is the abbreviation of "subscription of fixed-term fund", which refers to a long-term investment method in which investors agree on the time and amount of monthly deduction, and the sales organization automatically completes the deduction and fund subscription application from the investor's designated fund account on the agreed day of each month, similar to the bank's zero deposit and withdrawal method.