The fund involves various expenses, and the rate is the proportion of various expenses to their respective shares. For example, the subscription rate, the fund subscription rate refers to the proportion of the fees that investors need to pay to buy fund shares. When investors subscribe for different funds, the subscription rate may be different due to the size of the subscription amount. The subscription amount of open-end funds actually includes two parts: subscription fee and net subscription amount. The subscription fee can be calculated according to a certain proportion of the subscription amount or the net subscription amount. The domestic practice is generally to multiply the total purchase price (including fees) by the applicable rate to calculate the purchase fee, and deduct it from the purchase amount.

In addition, the expenses involved in the fund include subscription fee, redemption fee, management fee, custody fee, sales service fee, etc. Among them, the subscription fee and redemption fee are charged by investors when they conduct corresponding transactions. Management fee, custody fee and sales service fee are accrued from all assets of the fund every day, and they have been accrued in the net value announced by the fund.

In their prospectus, fund contracts and other documents, each foundation clearly stipulates the corresponding subscription rate, subscription rate, redemption rate, annual management rate, annual custody rate and annual sales service rate. Among them, the sales service fee is only collected by some foundations, which is subject to the prospectus and other documents of each fund.

1, subscription fee calculation

When a subscription transaction occurs, the subscription fee is charged according to each transaction.

(1) Off-site subscription of funds generally adopts the method of "amount subscription", and the subscription fee is calculated as follows:

Net subscription amount = subscription amount /( 1+ subscription rate)

Subscription fee = subscription amount-net subscription amount

2. Calculation of redemption fee

Fund redemption generally adopts the method of "share redemption", and the redemption price is calculated according to the net value of fund shares on T day, and the redemption fee is calculated as follows:

Total redemption amount = redemption share × net value of fund share on T day.

Redemption fee = total redemption amount × redemption rate

3. Calculation of management fee

The fund management fee shall be collected by the fund manager. Generally, the management fee of the day is accrued according to the net asset value of the previous day. The management fee is calculated as follows:

H = e× annual management rate ÷ days of the year.

H is the daily fund management fee.

E is the net asset value of the fund on the previous day.

The fund management fee is calculated daily, accumulated daily and paid regularly.

4. Calculation of custody fee

The fund custody fee shall be collected by the fund custodian. Generally, the custody fee of the day is accrued according to the net asset value of the previous day. The calculation method of custody fee is as follows:

H = e× annual rate of custody fee ÷ days of the year.

H is the daily fund custody fee.

E is the net asset value of the fund on the previous day.

The fund custody fee shall be calculated daily, accumulated daily and paid regularly.

5. Calculation of sales service fee

The fund sales service fee is used to pay the commission of the sales organization, the marketing expenses of the fund and the service fee of the fund share holders. General money funds and bond funds charge a certain sales service fee (no subscription fee) for their Class C shares. Fund sales service fees are generally accrued according to the net asset value of the previous day, and the calculation method of sales service fees is as follows:

H = e× annual rate of sales service fee ÷ days of the year.

H is the daily fund sales service fee.

E is the net asset value of the fund on the previous day.

The fund sales service fee is calculated daily, accumulated daily and paid regularly.

What does the fund redemption rate mean?

The redemption rate is the handling fee paid to the fund company when you sell the fund shares you hold.

Generally, 0.5% will be charged for redemption within one year, 0.2% for redemption within one year and two years, and no redemption fee will be charged for holding for more than two years.

What does the preferential rate in the fund mean?

There is a subscription fee for purchasing funds, which is generally 1.5%. Generally, there is no discount for buying funds at the bank counter, but there are different discounts for buying funds directly through online banking or fund websites. The lowest price can be 40%, that is, 1.5% * 0.4 = 0.6%, and 40% is the preferential rate.

What are the meanings of subscription rate, subscription rate and redemption rate in fund transactions and how to calculate them?

The subscription of new funds during the raising period is called subscription, and the subscription rate of stock funds and hybrid funds is generally 1% (standard rate), which is directly deducted from the subscription amount; The subscription after the closed period of new funds is called subscription, and the subscription rate of stock funds and hybrid funds is generally 1.5% (standard rate), which is directly deducted from the subscription amount; If you want to sell the fund after holding it for a period of time, it is called redemption. The redemption rate of stock funds and hybrid funds is generally 0.5% (the standard rate is less than one year), which is directly deducted from the redemption amount. In fact, the actual amount received has been deducted from the redemption fee.

For the sake of explanation, I only give examples of stock funds and hybrid funds. Other types of funds are similar, but the rates are different. I hope you can understand.

What is the selling price of general funds?

The subscription and redemption rate of index funds is around 0.5%. Different fund companies and different funds may be different, and some money funds may be free.

What are the subscription rate and redemption rate of the fund respectively?

Pioneer of financing power:

Subscription rate

1 front-end subscription rate

Subscription amount (m) Front-end subscription rate

M < 1 ten thousand 1.50%

1 10,000 ≤ m < 50,000 0.90%

5 million ≤ m <100,000 0.30%

Single transaction m ≥ 65,438+00,000,000 yuan.

2. Back-end subscription rate

Holding time (t) Back-end subscription rate

T < 1 year 1.80%

1 year ≤ t < 2 years 2 1.35%

2 years ≤ t < 3 years 0.90%

3 years ≤ t < 4 years 0.45%

T≥4 years 0

Redemption rate

Holding time (t) redemption rate

T < 1 year 0.5%

1 year ≤ t < 2 years 0.25%

T≥2 years 0

Excellent growth in south China: southern fund/...&jj = KF

What are the subscription rates and redemption rates in the fund?

Hello, the subscription rate is determined by the fund issuing company, that is, 1.2000 or 1.2%, which means you need to pay 1.2% of the total subscription amount to the fund company when you subscribe. The management rate and custody rate are charged by the bank or other institution that sells the fund on a commission basis, and the calculation method is also (total fund purchase amount x corresponding rate). What needs to be added is that subscription is called subscription if it is a fund bought during the issuance period, and it is called subscription after the issuance. After the fund is purchased, it is generally impossible to redeem the principal from the fund company at will. It is necessary to redeem the principal after the fixed number of years agreed in the contract and pay the redemption fee. Therefore, we should pay attention to these issues before purchasing the fund. If you have an unclear description, please ask questions. -Wanpu Commercial Finance

How much is the fund sales fee?

The term fund sales is called redemption. The redemption fee of 10000 yuan depends on how long you have held this fund. The redemption rate of most fund companies is set in this way, n

How is the fund redemption rate calculated?

The redemption rate is fixed, 0.5%

The total price of the sold fund shares shall be deducted by 0.5% as a whole.

If your fund price is 1 yuan and your share is 100, then the total selling price is 100.

The redemption fee is 0.5% of this 100 yuan, that is, 0.5 yuan.