The fund consumption of medical insurance refers to the medical insurance expenses paid by the government or individuals, which is a social security system to pay personal medical expenses. In the medical security system, the medical insurance fund is an important supporting force. By collecting medical insurance fees, we can concentrate funds on medical expenses, meet the basic medical needs of the insured people, and at the same time alleviate the problem of high personal medical expenses.

The fund consumption of medical insurance needs to be managed and used reasonably. The medical insurance fund is limited, and it must be used reasonably on the premise of ensuring medical needs. Therefore, medical institutions at all levels should give full play to their own advantages, strengthen the quality management of medical services, improve the utilization efficiency of medical resources and avoid waste. At the same time, the medical behavior between doctors and patients also needs strict supervision to avoid malicious false reporting of medical expenses and other undesirable phenomena.

The fund consumption of medical insurance is a process that needs long-term development. There are still many problems in China's medical security system, such as unbalanced fund operation and imperfect implementation of medical insurance policies. Therefore, we must continue to optimize the medical insurance policy, strengthen the management and use of funds, and establish and improve the medical insurance system to ensure the basic medical needs of more people and improve people's quality of life.