Pure debt fund is a kind of fund which focuses on fixed income investment. Compared with high-risk and high-yield funds such as stock funds, pure debt funds have more advantages in risk control and stable returns. How to choose a high-quality pure debt fund has become a difficult problem for investors. This paper will start with how to choose a pure debt fund that suits you.
In the second paragraph, we need to know the investment scope and investment strategy of pure debt funds. The investment scope of pure debt funds is the bond market, including national debt, local government debt, corporate debt, convertible bonds and other bond varieties. The investment strategies of pure debt funds are mainly divided into two types: one is to invest in bonds regularly, that is, to buy and sell bonds regularly to obtain bond interest income; The other is to hold bonds for a long time, expecting to recover the principal and interest after the bonds expire. Investors need to focus on the investment scope and investment strategy of pure debt funds to determine whether the funds meet their risk preferences and income expectations.
In the third paragraph, we need to know the evaluation index and risk control of pure debt funds. The evaluation indexes of pure debt funds mainly include fund scale, rate of return, expense rate and risk level. The larger the fund scale, it usually means that the fund management ability and investment level are stronger; High return rate and low expense rate are excellent investment performance of the fund; Low risk level means that the fund has strong risk control ability. The risk control of pure debt funds needs to consider bond credit risk, interest rate risk and liquidity risk. Investors need to know the fund's position structure, bond rating, bond duration and other indicators to judge whether the fund has sufficient risk control ability.
We need to summarize. Choosing a high-quality pure debt fund needs to consider the investment scope, investment strategy, evaluation index and risk control of the fund. Investors need to choose pure debt funds that meet their own needs according to their risk preferences and income expectations. At the same time, investors need to pay attention to the fund's position structure, bond rating, bond duration and other indicators to determine the fund's risk control ability. Through the above screening conditions, investors can choose pure debt funds with strong risk control ability and stable income to achieve the purpose of maintaining and increasing the value of assets.