One. Actively learn financial management knowledge. You can understand the different characteristics of different financial products such as deposits, funds and stocks by reading relevant financial books or online. Accumulate financial knowledge and cultivate financial awareness.
Two. Learn to keep accounts by yourself. You can use a notebook or electronic bookkeeping to record your monthly income, expenditure and balance. In order to make a better financial plan.
3. Establish a correct concept of consumption. Rational consumption, not impulsive, not blind, not to mention, compared with others, not to be a moonlight family.
4. Correctly understand the relationship between income and risk. Choose the right financial products according to your risk tolerance.
5. Ensure the liquidity of funds. If you have unused idle funds on hand, you can deposit them in bank time deposits. The remaining part of the activity funds can be put into various monetary funds or among them, which is convenient to use and has rich benefits.
6. If you have time after work, you can also try various sideline or part-time jobs to increase your income, so as to better invest in financial management.
The above only represents personal views. I hope my answer is helpful to you.