On the rate of return, Huaxia Finance is the highest, Huitianfu is the second, and Tian Hong Yubao is the third.

Speaking of security, according to the fund contract, the money fund does not guarantee the security of the principal. Although the rate of return is now emphasized, historically, money funds have had negative returns or close to zero returns on the same day.

However, the probability of this happening is extremely low, so the money fund is relatively safe, and at least the annualized rate of return exceeds the one-year time deposit rate.