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When buying currency funds, should you look at "10,000 returns"?

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According to regulations, money market funds must announce "income per 10,000 plans" and "seven-day annualized income." This is basically the only indicator that can be seen when buying a money market fund.

Money market funds are generally not listed for trading, and the income per 10,000 plans will not fluctuate greatly, but will only fluctuate slowly.

The risk of money market funds is very small, but the returns are not high. The performance comparison benchmark of general market funds is based on the after-tax return of one-year bank time deposits. To put it bluntly, the general return will be higher than the one-year fixed deposit.