Fund T 3 is a fund product, a type of money market fund, also called "Celestica Cash Treasure T 3". The investment targets of this kind of fund are mainly high-quality liquid assets such as inter-bank bonds and short-term financing bills to ensure the safety and liquidity of funds. The investment period of this kind of fund is short, usually T+3, that is, the principal and income can be redeemed at any time on the third trading day after purchase, which is very suitable for financial management of short-term idle funds.

In Tianhong Cash Treasure T 3, the net value operation mode of the fund is calculated using T+1. That is, the purchase and redemption applications on each trading day will be reflected in the net value on T+1. That is to say, if you purchase on T day, the income generated during the period will not be included in the net value on T day. This calculation method effectively prevents high-frequency subscriptions and redemptions within a day, and at the same time improves the long-term returns of fund investors.

Compared with other money funds, the annualized rate of return of Fund T 3 is very stable and basically in line with the expected rate of return. Because it can be purchased at any time, redeemed at any time and has high flexibility, its risk level is relatively low. Therefore, most investors choose Fund T 3 as their daily financial management asset, which is a very rational and stable financial management method.