Wen Li Zhiping

The most direct difference between fund companies and individual investors is the different amount of funds. Obviously, fund companies have strong financial strength, ranging from hundreds of millions to tens of billions, while individual investors have funds ranging from tens of thousands to millions. But the most essential difference is professionalism. Fund companies have special research teams, but the investment level of individual investors is mixed, most of them invest blindly, and only a few of them perform well.

In fact, individual investors sometimes have their own advantages. Because the money ship is easy to turn around and buy and sell. At any time, you don't have to worry about the impact on the stock price. If you invest for a long time, you don't have to consider the feelings of others. Individual investors may double their assets in a short time when they meet good stocks, which is why many individual investors feel that institutional investment is sometimes not as good as their own investment.

What are the characteristics of fund companies' investment? The fund company has a special research team with a clear division of labor; The fund has researchers who are responsible for basic research, field research and writing research reports; The fund manager is responsible for selecting the target and managing the position; The trading team is responsible for issuing trading instructions according to the instructions of the fund manager and completing stock trading. Fund companies can also do some investments that individual investors can't do, such as offline placement of new shares, substantial discount increase, bond investment, quantitative trading and so on.

Individual investors are generally far behind fund companies in individual stock research and position management, and fund operation has its own rules, so it is impossible for Man Cang to enter and leave Man Cang. When the stock market rises, individual investors may earn more than funds, and when it falls, the resilience of funds is obviously better than that of individual investors. This is the charm of the fund.

It is difficult for most individual investors to beat fund companies. Now the United States is a mature market, the proportion of individual investors is already very low, and most of them are entrusted institutions to invest. Since investment fund companies have so many benefits, we individual investors can buy funds and get a lot of benefits.

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