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Which financial products can be redeemed in real time without limit?
Mainly, two types of products can be applied for and redeemed at any time, but the amount received in real time will be different. First: Monetary Funds Monetary funds are the most popular ones recently such as Yu'e Bao, Tencent Lingqiantong, JD Finance, banks' Chao Chaoying, and Xinjinbao. The threshold is relatively low, and most of them can be purchased for as little as one penny. The current yield is around 2.6%-3%, which is generally within this range and occasionally rises or falls.

Second: Flexible financial management Flexible financial management is now available on many platforms. Take the bank's flexible financial management as an example. The current yield is about 3.2%-3.6%. So what is the investment direction of bank flexible financial management? Generally speaking, it invests in financial assets and financial instruments with higher credit rating and better liquidity in the interbank and exchange markets, including but not limited to bonds, asset-backed securities, direct financing tools for wealth management, fund lending, and reverse repurchase. , bank deposits, securities dealer income certificates, etc., and can be invested through asset management plans such as trust plans and directional asset management plans. So the risk level is r2-r3. What is the actual arrival situation? Under normal circumstances, if you redeem it before 4:30 on a working day, you can get the full amount into your account. If the redemption is made after 4:30 on a working day, the quick redemption limit is 50,000 per day. Therefore, this is suitable for large amounts of funds, such as turnover payments.

: Monetary fund assets mainly invest in short-term money market instruments with low risk, such as treasury bonds, central bank bills, commercial bills, bank certificates of deposit, government short-term bonds, etc., with high security, high liquidity and stable returns. sexual characteristics. The risk rating is r1 level. Therefore, because of its investment restrictions, the rate of return will be affected.

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