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Seeking the best capital allocation strategy of 80 thousand investment fund
My suggestion is: If this 8W is all your wealth, I suggest you buy an accident insurance for your family first (note: it's not investment insurance, it's accident insurance, which is very cheap), then buy the money fund with the remaining half (if you can decide not to use it for several years, it's better to buy national debt directly), and finally buy a stock fund with about 3W. Only in this way can the risks and benefits be moderate!

The same is true for investing in stocks and funds, and you can't blindly follow suit. In fact, there is no absolute standard for selecting funds. A fund that suits you is a good fund. You can consider the past performance of the fund from your own investment style and expected return.

Long-term holding of index funds recommended by me, Rongtong Shenzhen Stock Exchange 100, Huaan China A shares and Great Wall Jiutai are all good. If you have a securities account, it is not bad to buy a small and medium-sized board.

If you want to be short-term, you have recently found that Harvest theme and Xingye social responsibility are very good, so you can pay attention to them appropriately.

In addition: the stock market is adjusting recently. I sincerely suggest that it is better to enter the market after 5 1:) ~

I hope my answer can help you ~ ~ ~