1. Employees who meet the above conditions shall go to the bank where the housing provident fund is opened to collect and fill in the withdrawal application form, and go through the examination and approval formalities with relevant certification materials.

2. For the purchase of owner-occupied housing, repayment of principal and interest of house purchase loan or renting a house for owner-occupation, after the first examination, the opening bank shall issue the Registration Certificate for Withdrawal of Housing Provident Fund, and then go through the withdrawal formalities with the Registration Certificate for Withdrawal of Housing Provident Fund.

3. If the original unit is revoked, dissolved or bankrupt, and the employee housing provident fund is managed by the superior competent department, when the employee withdraws the housing provident fund, the superior competent department shall verify and add an opinion, and go through the audit formalities at the bank with relevant certification materials.

If there is no superior competent department and the employee housing provident fund is managed by the housing provident fund management center, the relevant certification materials shall be submitted to the housing provident fund management center for approval.

Conditions:

Workers in any of the following circumstances may apply for withdrawal of housing provident fund.

(a) the purchase of owner-occupied housing, provide the purchase contract, agreement or other proof;

(two) the purchase of owner-occupied housing, provide the approval documents or other documents of the competent department of construction and land administration;

(three) renovation, overhaul occupied housing, provide the approval documents or other documents of the planning administrative department;

(4) certificates of retirement and resignation;

(five) completely lose the ability to work and terminate the labor relationship with the unit, provide proof of complete loss of labor ability and proof of termination of labor relations;

(six) after the termination of the labor relationship with the unit, if it has not been re-employed for five years, it shall provide proof of unemployment;

(seven) to settle abroad, provide exit certificates;

(eight) accounts to move out of the administrative region of this province, to provide proof of migration;

(nine) to repay the principal and interest of the house purchase loan and provide the house purchase loan contract;

(ten) to pay the rent, provide proof of wage income and housing lease contract;

(eleven) migrant workers and units to terminate the labor relationship, provide proof of household registration and proof of termination of labor relations;

(twelve) other circumstances stipulated by the housing provident fund management center.

Extended data:

According to the Regulations on the Management of Housing Provident Fund:

Thirty-seventh in violation of the provisions of this Ordinance, the unit does not handle the registration of housing provident fund deposit or the establishment of housing provident fund accounts for its employees, and the housing provident fund management center shall order it to be handled within a time limit; Failing to handle it within the time limit, a fine of 6.5438+0 million yuan and 50,000 yuan shall be imposed.

Thirty-eighth in violation of the provisions of this Ordinance, the unit fails to pay or underpays the housing provident fund, and the housing provident fund management center shall order it to pay within a time limit; If the deposit is not made within the time limit, it may apply to the people's court for compulsory execution.

Article 39 If the Housing Provident Fund Management Committee, in violation of the provisions of this Ordinance, approves the plan for the use of housing provident fund, the construction administrative department of the State Council shall, jointly with the financial department of the State Council or the construction administrative department of the people's government of the province or autonomous region, jointly with the financial department at the same level, order it to make corrections within a time limit according to the management authority.

Fortieth housing provident fund management center in violation of the provisions of these regulations, one of the following acts, by the construction administrative department of the State Council or the construction administrative department of the people's government of the province or autonomous region according to the management authority, shall be ordered to make corrections within a time limit; The responsible person in charge and other directly responsible personnel shall be given administrative sanctions according to law:

(a) failing to set up a housing provident fund account in accordance with the provisions;

(two) failing to approve the withdrawal and use of housing provident fund by employees in accordance with the regulations;

(3) Failing to use the value-added income of the housing provident fund in accordance with the provisions;

(four) entrust institutions other than banks designated by the housing provident fund management committee to handle the housing provident fund financial business;

(five) did not establish a detailed account of employee housing provident fund;

(six) did not issue a valid certificate of housing provident fund deposit to the employees who paid the housing provident fund;

(seven) not in accordance with the provisions of the purchase of housing provident fund bonds.

Forty-first in violation of the provisions of this Ordinance, misappropriation of housing provident fund, by the construction administrative department of the State Council or the provincial and autonomous region people's government construction administrative departments in accordance with the management authority, to recover the misappropriated housing provident fund, confiscate the illegal income.

Persons in charge of the people's government and relevant government departments that misappropriate or approve the misappropriation of housing provident fund, as well as the persons in charge of the housing provident fund management center and other directly responsible personnel.

In accordance with the provisions of the Criminal Law on the crime of misappropriating public funds or other crimes, criminal responsibility shall be investigated according to law; If it is not serious enough for criminal punishment, it shall be given administrative sanctions of demotion or dismissal.

Forty-second housing provident fund management center in violation of financial regulations, the financial sector shall be given administrative punishment according to law.

Forty-third in violation of the provisions of this Ordinance, the housing provident fund management center to provide guarantees to others, the directly responsible person in charge and other directly responsible personnel shall be given administrative sanctions according to law.

Article 44 State functionaries who abuse their powers, neglect their duties or engage in malpractices for selfish ends in the supervision and management of housing provident fund, which constitutes a crime, shall be investigated for criminal responsibility according to law; If it does not constitute a crime, it shall be given administrative sanctions according to law.

Baidu Encyclopedia-Provident Fund Extraction