1. Market conditions:
Considering the market situation, the general market situation will affect the trend of the fund. When the market is bad, the fund will continue to decline. At this time, you can stop selling, avoid further losses caused by the continuous decline in the net value of the fund, or make a profit to ensure profitability.
2. The trend of fund net value:
You can find a high position or a low position according to the trend of the fund's net value, and set a stop position, that is, when the fund's net value falls to a low position, stop selling, and when it rises to a high position, you can choose to make a profit.
3. Fund category (different fund categories have different profits and stops)
Monetary fund: generally low risk, low return and high liquidity. Generally speaking, it is basically stable and will not lose money. There is generally no need to stop loss and take profit.
Bond fund: Compared with stocks, its risk is much smaller, but it does not rule out changes in monetary policy. When interest rates rise, bond prices will fall. Stop loss can be considered at this time. Generally speaking, the income of bond funds is relatively stable and there is no need to consider taking profit.
Equity funds: Equity funds have high risks and high returns, which are much more risky than money funds and bond funds. Therefore, take profit when it rises very high, such as stop loss when it rises to 15%, and stop loss when it falls very low, such as stop loss when it falls to 10%.
4. 12 10 take profit method
Assuming that the fund held for more than one year has a yield of about 10%, it can take profits.
If it does not reach 10% in the first year, then 20% of the proceeds can be redeemed in the second year, and so on.