1, monthly contribution: different cities and regions, different proportion and upper limit of provident fund contribution, individual monthly contribution will be different; Provident fund account balance: the higher the personal account balance, the more loanable amount;
2. Loan term: the loan amount will be different with different loan terms; Repayment ability: Banks or credit institutions will assess the repayment ability of individuals according to their income and occupation, so as to determine the loan amount.
The amount of personal provident fund loan for 3.40-year-old is less than 500,000, which needs to be calculated according to the above factors and the actual situation.