Everyone has a different concept of financial management, so you can't knock over a boat with one pole. For example, Taobao, founded by Ma Yun, was called a fool by many people at that time, but now facts speak louder than words.

Fund is an indirect way of securities investment. By issuing fund shares, fund management companies concentrate investors' funds, which are managed by fund custodians (that is, qualified banks) and managed and used by fund managers to invest in financial instruments such as stocks and bonds, and then * * * bear the investment risks and share the benefits.