1. Refers to the net value meaning that it has fallen.

2. Funds that mainly invest in fixed-income financial instruments such as government bonds and financial bonds are called bond funds. Because the returns on the products they invest in are relatively stable, they are also called "fixed-income funds."

Depending on the proportion of investment in stocks, bond funds can be divided into pure bond funds and partial bond funds.

The difference between the two is that pure debt funds do not invest in stocks, while partial debt funds can invest in a small amount of stocks.

The advantage of debt-oriented funds is that they can flexibly allocate assets according to stock market trends and share the opportunities brought by the stock market while controlling risks.

Generally speaking, bond funds do not charge subscription or subscription fees, and the redemption rate is also low.