The fixed-term fund in hand has not expired yet. The bank recommended me to buy short-term financial management. Do you want to think about it? I think the risk of short-term financial management that can be considered is relatively small, especially the kind of financial products with extremely low risk level.

For example, one R to two R-type wealth management products. The principal of such wealth management products is basically guaranteed and the income is relatively stable. Therefore, short-term financial management can consider such financial products. If you are a partial fund investor, you can consider a wealth management product with a slightly higher risk level. Such wealth management products have relatively rich returns, and the general rate of return is around 4%. High returns and high risks, of course. This kind of wealth management products fluctuate greatly.

If you are a conservative investor, you can consider financial products with low risk level, or you can consider buying treasury bonds money funds. The risk level of these wealth management products is very low, so there is almost no risk. There is an old saying that if you don't manage your money, you will be ignored, so you must get used to it and learn it well.

The above contents are for reference only. Thank you!